Credit Card Review & Application
- Take your love for NASCAR everywhere you go, on and off the track with this exclusive NASCAR-themed card
- 24,000 free MoneyPass ATMs (At non-MoneyPass ATMs, $2.50 for withdrawals, $0.50 for balance inquiries, plus ATM owner fees. Cash withdrawals only available with your personal card).
- No overdraft fees - No credit card debt - No minimum balance
- No credit check to get a card
- Shop online, pay bills, and make everyday purchases within the U.S.
- Send paper checks with Online Bill Pay - we print & mail them for free!
|APR on Purchases:||N/A *|
|Card Issuer:||Other Issuers|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Co-Branded Card
- Instant Decision Card
- Prepaid Debit Card
|Credit Needed:||Bad Credit OK*|
Those who enjoy NASCAR can now take their love for NASCAR everywhere they go, whether they are near their favorite track or not. The NASCAR Reloadable Prepaid Visa Card behaves just like a debit card. Because it bears the Visa logo, it can be used everywhere Visa is accepted. This gives the cardholder the flexibility of a debit card without the fees and high maintenance of a bank account.
To obtain the card, there is no credit check, there is no minimum balance to maintain, and cardholders have access to over 20,000 MoneyPass ATMs. For those wishing to use the card the same way they would one associated with their personal bank account can have their paycheck deposited on to the card for free. The application process is simple and approval is fast. All that is required is basic identifying and contact information. When the card is obtained online, there is no activation fee, but there is one if the card is acquired at a retail location. There are also fees that are associated with use of the card.
The Simple Fee Plan involves a monthly fee, but this charge can be waived when the card has a minimum dollar amount loaded to it or when a certain number of qualifying purchases are posted to the account. Although direct deposit is free, cash that is added at a participating retail location comes with a reload fee. GreenDot MoneyPak is also a method in which the card can be reloaded and MoneyPak fees will apply. MoneyPak fees usually cost the same at most retail locations and MoneyPak can be found at gas stations, drug stores, department stores, and grocery stores.
If withdrawals are made at MoneyPass ATMs, there is no fee. However, there is a fee associated with non-MoneyPass ATM withdrawals and non-MoneyPass ATM balance inquiries. When a cardholder opts to have cash withdrawn through a bank teller, a small fee applies. Additional fees include a lost or stolen replacement charge, a foreign transaction fee that is a percentage of each purchase, and fees for other optional services that may be made available throughout the life of the account. GreenDot may add services that cardholders can take advantage of in order to increase the usability and flexibility of the card in a changing prepaid market. They also reserve the right to change the fees throughout the life of the account.
The fees are competitive when compared to those of other prepaid debit cards. Because it behaves in the same way as a bank card, cardholders have the ability to use the personalized card for online bill payments, online purchases, and in-store purchases. There is a bill payment service available through GreenDot. This service requires enrollment and helps ensure that your bills are paid on-time each month. All you have to do is make a deposit and GreenDot takes care of the rest.
When cardholders sign up for an account, the account can be managed online. Cardholders can access their account balance, transactions, and much more. This is similar to how a person can manage their bank account online. Bill pay services can also be managed online. It is the responsibility of the cardholder to ensure the account maintains a positive balance. If the balance does move into the negative, then the cardholder is required to perform a deposit to put the balance back into the positive.
This reloadable prepaid Visa card is designed for the cardholder who wants more flexible banking options and who wants easy access to cash. There is also a degree of security integrated into the account. If the card is lost or stolen, it can be reported and the card is immediately deactivated to avoid fraudulent use. If fraud does occur, then it can be reported and GreenDot may be able to rectify the issue. However, GreenDot will not pay back cardholders if the fraud was due to intentionally giving the card number or a MoneyPak number to a questionable entity. Nonetheless, the card offers an average amount of security for a prepaid debit card.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
|Other Benefits:||*See terms and condition of the card for other benefits and features|
|Online Account Access:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees|| |
See terms and conditions for other fees -
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* The information provided for NASCAR® Reloadable Prepaid Visa® Debit card is believed to be accurate at the time of evaluation (Aug 26, 2015). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.