Credit Card Review & Application

NetSpend MasterCard Prepaid Debit Card


out of 5

- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck or government benefits up to 2 days faster with free direct deposit
- Earn cash back with NetSpend Payback Rewards(TM).
- Real-time activity alerts sent to your mobile phone.
- Prescription Discounts - up to 55% off!.
- Funds are FDIC insured up to the current coverage limit (ID verification required).

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: N/A *
Annual Fee: N/A*
Card Issuer: Meta Bank
Card Network: Mastercard®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
- Reward Card
Credit Needed: Bad Credit OK*

Have you ever thought about having just one card to use and also about getting interest benefits from your card? Well, the NetSpend MasterCard is your answer to these options and handling your finances could not be easier.

Unlike the many hassle of putting your credit card payment in the bank before the due date and worrying about whether your paycheck has cashed in enough time to support your debit card, this card lets you easily transfer money electronically or you can make it a prepaid option so you can go shopping without any worry.

There are two options provided to anyone who wants to deposit money to their account: one is over the internet and second by using the nearest NetSpend Reload Centre. NetSpend is totally safe when it comes to banking which you can see fro, the number of people that have accounts with them (i.e., 7 million already).

You do not have to worry about them being an A class institution as they are Better Business Bureau Accredited with an A+ rating. When you have an account with NetSpend you can easily be assured about your money being covered by the FDIC and not being involved in fraud.

Today banking is moving to a more electronic platform and transferring money and paying bills has become easier. You can use the NetSpend MasterCard to pay all your bills or shop online at various sites. A valuable debit card, you can use it while shopping for groceries, clothes, high value items, or anything you could ever imagine.

A card like this not only allows you to use it anywhere including a gas station, but you can also use it for other purposes like renting a car, withdrawing money from an ATM, sending money to another account, and much more.

The card is a wise person's choice and can be easily maintained by sitting at home on your computer and monitoring your account. For a person who is conscious about their financial means, the NetSpend MasterCard Prepaid Debit Card is a good investment decision.

Also among the good points of this debit card is that you do not have to spend any money to deposit, withdraw, or send any money. You can link the card and get direct deposits as well. Plastic money does not get better than this card with its quality usage points and easy to use capacity.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Rewards: - Earn cash back with NetSpend Payback Rewards(TM)
Other Benefits: See Terms and Conditions
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: N/A *
Annual Fee: N/A*
Grace Period: N/A*
Late Payment Fee: N/A*
Balance Transfer: No
Opening Minimum: $10.00
ATM Fee: $2.50
Additional Fees - Account Maintenance (waived if account has debit or credit transaction and/or balance inquiry within 90 days): $5.95 per month
- Non-monetary transactions at ATM: up to $.50
- Non-monetary transactions via toll free number: up to $.50
- ATM fee: up to $2.50 per withdrawal, plus ATM owners fees, if any
ATM Decline Fee - $1.00
Account-to-Account Transfer (Internet) - FREE
Account-to-Account Transfer (Via Phone) - $1.00
Card Fulfillment (Shipping & Handling) - $9.95
Check or Additional Statement Mailing Fee - $5.95
Monthly Service Fee - $9.95
Non-Monetary Transactions (Via Internet) - FREE
PIN Purchase Convenience Fee - FREE
Signature Purchase Convenience Fee - FREE

We do not offer online application for this card at the moment.

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† The information provided for NetSpend® MasterCard® Prepaid Debit Card is believed to be accurate at the time of evaluation (Feb 25, 2020). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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