Credit Card Review & Application

Next Millennium Black MasterCard


out of 5

- When you need credit, Next Millennium is here. Apply Now!
- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5000.00
- Get cash at over 740,000 ATMs
- Accepted wherever Master Card is accepted

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 19.50% (fixed)*
Annual Fee: $59*
Card Issuer: New Millennium Bank
Card Network: MasterCard®
Card Category: Consumer (Secured)
Card Type: - Card for Bad Credit
- Guaranteed Approval
Credit Needed: Bad Credit OK*

The Next Millennium Black MasterCard is a unsecure credit card that's built to serve every qualified individual who is interested in building improved credit ratings over time. It's a credit card charging fixed and highly competitive purchase APR. Card members benefit high credit limits often based on how much they make as security deposit.

An annual fee is deducted from the card account. Balance transfers are not allowed but card members are permitted to deduct from Master Card accepting ATMs and perform other cash transactions for a small fee.

Approval is nearly guaranteed with no credit checks or income verification procedures in use. Online applicants will have it easy once they can surpass the initial requirements and pay a certain amount as security deposit. This deposit is left untouched unless the card account become delinquent after which the issuing bank is at liberty to deduct any fees owed it from the security deposit.

Additional benefits like online account access is an important tool to the serious card member who wants to build up he's ratings over time. With online statements and other tools to monitor spending, charges and other card related transactions, the card member is able to determine if he's spending within the budget or not. Online bill payment is another feature allowing card members the convenience of paying certain bills (such as utility bills) over the phone or through the internet.

Some other card benefits are available as a result of this card being on the Master Card network. Travel accident insurance worth up to $100,000 serves as compensation to the account beneficiary in event a card member is accidentally dismembered during travel. Auto rental insurance applies to card members on travel who want to enjoy the luxury accompanying rental cars. When purchasing rental cars from participating retailers, a card member enjoys zero liability against damage, loss and theft. It should be known that there are numerous terms to qualify one for these benefits. Read the card agreement and accompanying text for a better understanding on how to qualify for benefits.

The Next Millennium Black Master Card is the ideal card for persons wishing to rebuild a strong credit history.

See applicable terms and conditions before applying.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Other Benefits: *See Terms and Conditions
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 19.50% (fixed)*
Annual Fee: $59*
Grace Period: N/A*
Min Credit Line: $300
Max Credit Line: $10,000
Late Payment Fee: N/A*
Over Limit Fee: $25.00
Balance Transfer: No
Additional Fees *See Terms and Conditions

We do not offer online application for this card at the moment.

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† The information provided for Next Millennium Black MasterCard® is believed to be accurate at the time of evaluation (Apr 19, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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