Credit Card Review & Application
- Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old.
- Parental controls included: 24/7 access to your teen's balance and transaction history.
- Great way to teach your teens financial responsibility and allowances.
- No bank account required. No credit checks. No interest charge.
- 100% Approved MasterCard. No overdraft fees. Free Sign up.
- Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants.
- No long term commitments. You can cancel at anytime.
|APR on Purchases:||N/A *|
|Card Issuer:||The Bancorp Inc.|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Guaranteed Approval
- Prepaid Debit Card
- Teen Debit Card
- Reward Card
|Credit Needed:||Accepts All*|
The Obopay Family Prepaid MasterCard is the ideal family card that would give parents an opportunity to teach teens value for money, control and monitor spending, from the comfort of a mobile phone or PC connected to the internet. Because it is a prepaid card you run no risk of accumulating debt, and incurring charges from interest rates or late payments. Yet you retain full control over everything that goes on with up to 3 cards linked to the same account.
As soon as an application is processed and accepted, you'll receive the cards within 7 days. Activation is easy by calling a designated number listed. Once activated you load funds from a mobile phone or online - through a secure website. The card does not support a minimum balance and the only you'd incur is a $1.95 monthly maintenance fee applicable to each card ordered.
The card provides an easy way for you to monitor and control spending through a mobile phone or on a dedicated secure web site. Using both methods, the controlling cardholder may send instant cash within a few seconds to an attached card at anytime of the day. It's also possible to schedule payments for recurring allowances and view transactions on cards attached to the basic account.
The Obopay Family Prepaid MasterCard is interest free with no minimum balance. You don't incur any liability or gain debt as you spend. This is a fantastic tool to teach teens how to manage money with the controlling cardholder being able to control spending and monitor transactions as they occur.
This prepaid debit card does not offer any form of credit. You would have to load funds on the account to spend or send funds to another card. The card is a MasterCard debit card with worldwide acceptance in over 200 countries. With it you can engage in cash withdrawals, purchase goods over the internet, by phone or on the counter. If interested you can fill and submit the application online. A mobile phone is necessary to completing the application. Since no credit is being offered, you do not require a credit rating to qualify.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
|Rewards:||Refer 100 people and make $500.|
|Other Benefits:||See Terms and Conditions of the card.|
|Comments:||Note: Have your mobile phone ready in order to complete your application.|
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees|| |
ATM Balance Inquiry Fee - $0.95
ATM Decline Fee (International) - $1.95
ATM Decline Fee (domestic) - $0.95
ATM Transaction Fee (International) - $2.95
ATM Transaction Fee - $1.95
Card Account Liquidation Fee - $15.95
Currency Conversion Fee - 2.95%
Expedited Card Delivery and Shipment Fee - $ 30.00
Get money ;; Free -
Lost/Stolen Card Replacement Fee - $10.00
Monthly Maintenance Fee** - $1.95
Over the counter cash at bank fee - $1.95
Paper Statement Fee - $4.95
Send money - $0.25
Sign up for Obopay - Free
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† The information provided for Obopay Family Prepaid MasterCard® is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.