Credit Card Review & Application
Petal® 2 'Cash Back, No Fees' Visa® Credit Card


- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
- Up to 1.5% cash back after making 12 on-time monthly payments
- 1% cash back on eligible purchases right away
- 2% - 10% cash back from select merchants
- $500 - $10,000 credit limits
- Variable APRs 12.99% - 26.99%
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Introductory APR: | N/A* |
Introductory Period: | N/A |
APR on Purchases: | 12.99% - 26.99% (variable)* |
Annual Fee: | $0* |
Card Issuer: | WebBank |
Card Network: | VISA® |
Card Category: | Consumer (Regular) |
Card Type: | - Building Credit - Low Interest Rate - No Foreign Transaction Fee - Pre-Qualification - Unsecured - Reward Card |
Credit Needed: | Fair* |
See the terms and conditions page of Petal 2 "Cash Back, No Fees" Visa Credit Card for other card features, benefits, fees, and rewards.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
Reward Types: | - Cash Back Rewards - Other Rewards - Universal Rewards |
Reward Unit: | Cash |
Rewards: | - 1% cashback right away - Earn up to 1.5% when you after making 12 on-time monthly payments - Plus 2% - 10% bonus cash back at select merchants. |
Expiration: | None* |
Yearly Limit: | None* |
Other Benefits: | *See Terms and Conditions of the card for other benefits |
Credit Reporting: | Yes |
Online Account Access: | Yes |
Introductory APR: | N/A* |
Introductory Period: | N/A* |
APR on Purchases: | 12.99% - 26.99% (variable)* |
Annual Fee: | $0* |
Grace Period: | 21 days* |
Min Credit Line: | $500 |
Max Credit Line: | $10,000 |
Late Payment Fee: | $0.00* |
Over Limit Fee: | $0.00 |
Balance Transfer: | No |
Additional Fees | No fees whatsoever. |
|
You may also be interested in:
* The information provided for Petal® 2 'Cash Back, No Fees' Visa® Credit Card is believed to be accurate at the time of evaluation (Feb 7, 2021). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.