Credit Card Review & Application
- Teen debit card features
- Instantly Lock and Unlock the card
- No credit checks and No credit risk
- Lower fees than bank cards
- Safer than cash with lost card protection
- Family and friends can load it
- Strict spending limits and easy monitoring
- Use at millions of locations worldwide
|APR on Purchases:||N/A *|
|Card Issuer:||University Bank|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Card for Bad Credit|
- Co-Branded Card
- Guaranteed Approval
- Prepaid Debit Card
- Teen Debit Card
|Credit Needed:||Accepts All*|
The Pink Kitty Prepaid Teens Card is the ideal first card for your emerging teen. Giving a new twist to a credit card, it comes with an attractive and cool new look. It is a preloadable card which is a great alternative to giving cash for occasions like birthday's or holidays.
Also a great incentive to get them to do their chores around the house, or to obtain those well desired grades. Friends and family can add to their card instead of giving them cash, which can incentivize them to save for that purchase that they have had their eye on.
It is a preloaded card that gives your teen the freedom and learning experience of using a credit card without running the risk of jeopardizing their credit rating by getting into trouble. We all know how easy it is to get into trouble with a credit card, even more so for a teenager. When the balance that is loaded is spent, it is spent, so it does not run the risk of overdraft fees or revolving credit and the impending interest. It also has lower fees than most bank cards, saving you some significant cash as well.
Better yet, there is no activation fee for you and you are able to load it remotely any time day or night. When your teen is traveling or away from home, you have the additional security of knowing you can get them cash if they need it in an emergency. Simply load its balance online using your credit or debit card and the funds will be available immediately for purchases.
There are no credit checks required and it carries no credit risks to you or your teenager. In addition it has some great security and control features for you as a parent. You can instantly lock and unlock the card and if it is lost or stolen it can be replaced without jeopardizing the existing balance.
Simply call customer service and they will instantly block the existing card and issue a new one. Try that with cash. An additional advantage over cash is that it can be used at any of the millions places worldwide where MasterCard is accepted. It can be used for those most desirable Internet purchases like apps, iTunes and movies another advantage over giving them cash.
You want to give your teen the responsibility and ease of using a credit card, but not run the risk of ruining their credit. Start them off small with this card, it will help them develop healthy habits for their spending and credit future purchasing. This is the ideal card to give them a taste of purchasing freedom without all the risk.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
|Other Benefits:||*See Credit Card Holder Agreement for Other Benefits|
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees|| |
ATM Balance Inquiry – Domestic - $0.50
ATM Balance Inquiry – Intl. - $1.00
ATM Decline – Domestic - $0.50
ATM Decline – Intl. - $0.50
ATM Insufficient Funds – Domestic - $0.50
ATM Insufficient Funds – Intl. - $0.50
ATM Withdrawal – Domestic - $1.50
ATM Withdrawal – Intl. - $2.50
Activation Fee - FREE
Card Replacement - $7.95
Monthly Allowance Load (ACH) - $1.50
Monthly Service Fee - $3.95
Overdraft Fee - FREE
PIN Based Purchase Fee - FREE
Prepaid Card One-Time Load (ACH) - $1.75
Prepaid Card One-Time Load (Credit Card) - $2.95
Replacement Card Express Service - $25.00
Signature Purchase Fee - FREE
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† The information provided for Pink Kitty Prepaid Teen MasterCard® is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.