Credit Card Review & Application
|APR on Purchases:||0.00% *|
|Card Issuer:||Other Issuers|
|Card Network:||Other Networks|
|Card Category:||Consumer (Shopping)|
|Card Type:||- Card for Bad Credit|
- Guaranteed Approval
- Shopping Card
|Credit Needed:||Bad Credit OK*|
With a Diamond Platinum Shopping Card you get instant credit for $7,500 that you can use in the USA Shopping Club where there are over 14,000 different products from 400 brand name companies. You can buy over time at 0% interest and, if your payments are regular, you will improve your credit rating because they will report it to a major credit bureau each month you use your card. There are other benefits including the Live Well Plan where you get savings for dental, eyeglasses, contacts and eye tests, prescription discounts, 24 hour toll free nurse hotline, and free first consultation with a chiropractor. There is also an emergency roadside assistance plan.
You are guaranteed online approval with no credit check or credit turndown. You can also increase your credit limit by making regular payments on time. This is your chance to have the convenience of plastic to pay for shopping online and get back your good credit rating. There are no fees for using your card but there are fees for late payments, inactivity, returned cards, and an initial enrollment fee. You will have access to a huge variety of products and services at low prices.
You can sign up for an automatic pay program where a minimum amount, depending on your balance, is automatically taken from your bank account and paid on your card. This way, you are never late for a payment so you pay no late fee and you can be sure your credit rating will go up. If you are not happy with any of your purchases, there is a 30 day return policy on most items. Just call the toll free number during working hours Eastern Time.
This card is a good way to protect your personal information and restore your privacy as well as manage your money in a secure environment. You will have access online to your credit rating and receive an alert if there are signs of fraud. You also get identity theft insurance for costs of lost wages, legal defense fees and other costs in the recovery process. If you would like the have the convenience of spending with plastic but you don't have a good enough credit rating to get approval for a credit card, this is a good option and the low fees are well worth it because if you make your payments on time, there are virtually no fees. You can get control of your life again with a Diamond Platinum Shopping Card.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
|Comments:||When you complete the application you will receive the $7,500 Unsecured Diamond Platinum Shopping Card for use exclusively at the USA Shopping Club.|
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||0.00% *|
|Late Payment Fee:||$10.00*|
|Additional Fees|| |
APR for Purchases - 0%
Enrollment Fee - $9.95
Fee for Exceeding the Credit Limit - N/A
Fee for Returned Checks - $30.00
Fees for Paying Late - $10.00
Grace Period for Balances of Purchases - N/A
Grace Period for Repayment - N/A
Inactivity Fee - $19.95
Minimum Finance Charge - N/A
Returned ACH Debits & Credit Cards - $30.00
Transaction Fee for Purchases - N/A
Variable-rate Information - N/A
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† The information provided for Diamond Platinum Shopping Card is believed to be accurate at the time of evaluation (Jul 15, 2010). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.