Card Review & Application


out of 5

- Credit lines range from $550-$1,350 which double to $1,100-$2,700 after your account qualifies. No security deposit required.
- Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
- See if you are pre-approved within minutes, without affecting your credit score.
- Build or rebuild your credit. AS you pay your bill every month, we report to all three major credit reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 23.20% to 30.20% (variable)*
Annual Fee: See Terms*
Card Issuer: Merrick Bank
Card Network: Mastercard®
Card Category: Consumer (Regular)
Card Type: - Building Credit
- Card for Bad Credit
- Instant Decision
- Starter
- Unsecured
Credit Needed: Fair*

See Merrick Bank Double Your Line™ Mastercard® Credit Card offer application page for other features, benefits, and fees.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Other Benefits: - Monthly FICO® Score For Free. Get your updated FICO® Score for free each month when it is provided to us from the credit bureau.
- Credit Line Increases. Automatic account reviews for credit line increases.
- $0 Fraud Liability. Enjoy peace of mind knowing you won’t be held responsible for unauthorized charges.
- Customizable Account Notifications. Choose notifications that matter, including payment reminders and transaction alerts.
*See terms and Conditions
Credit Reporting: Yes
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 23.20% to 30.20% (variable)*
Annual Fee: See Terms*
Grace Period: 25 days*
Min Finance Charge: $1.00
Min Credit Line: $550
Max Credit Line: $2,700
Late Payment Fee: Up to $40*
Balance Transfer: No
APR Cash Advances: See Terms
Additional Fees Annual Fee: $0-$72
Cash Advance APR: 28.20% to 35.20% *Variable
Foreign Trans Fee: See Terms*
Return Check Fee: Up to $40
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* The information provided for Merrick Bank Double Your Line® Mastercard® is believed to be accurate at the time of evaluation (Dec 2, 2022). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.

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