Credit Card Review & Application

Pr1macard Prepaid MasterCard


out of 5

- 100% Guaranteed Approval*
- No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- $500.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: N/A *
Annual Fee: N/A*
Card Issuer: Palm Desert National Bank
Card Network: MasterCard®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
Credit Needed: Bad Credit OK*

Pr1macard Prepaid MasterCard is a prepaid card designed for individuals interested in owning a prepaid card. Applicants are not approved based on credit worthiness giving ample opportunity to every consumer having problems with securing a traditional credit card. Being a plastic card on the Master Card network, card members are able to receive their payroll, and load funds for future spending. There's no stress from interest rates and monthly balance repayments.

Card members incur a $6.95 monthly maintenance fee. There is no annual fee.

There is no feature to support balance transfers. Cash advances such ATM withdrawals are available. ATM balance inquires within the U.S. cost 40 cents while withdrawals cost $1.75, international inquires cost $2 while withdrawals at ATMs outside the shores of U.S cost $3.50. A card member may check with internet access may check he's account balance at no extra cost. Paperless statements contain detailed information on spending, and deposits over a certain period. For record purposes, a member may order to receive a hard-copy statement via mail. Paper statements cost $10.00. Card members who opt to receive their payroll via direct deposit will not incur any fees. Transfers from one card to another incur a $4.95 charge.

This card supports both online and offline purchasing. Transactions involving currency other than the US$ incur a 2% foreign currency transaction fee. Members who misplace or lose this card can order another to incur a $2 fee. Unlike the Elite version, this card allows a maximum value loading of $500.

Online bill payment helps card members pay bills with various billers. This service comes at no extra cost except where payment is by paper, costing $2.95. Members can load funds unto the card at accepted retail locations at no extra cost.

Pr1macard Prepaid MasterCard is a prepaid card designed for individuals who want to become a part of the Master Card experience. Approval is 100% guaranteed with no credit checks or employment requirements. Interested persons can have one of these with a $20.00 minimum account opening balance. Newly accepted persons are charged a one-time $12.95 activation fee.

This card is issued by the Palm Desert National Bank.

See applicable terms and conditions for up to date information before applying.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Other Benefits: See Terms and Conditions of the card.
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: N/A *
Annual Fee: N/A*
Grace Period: N/A*
Max Credit Line: $5,000
Late Payment Fee: N/A*
Balance Transfer: No
Opening Minimum: $20.00
Application Fee: $12.95
ATM Fee: $1.75
Additional Fees International Conversion Charge: 2%
Maximum "Value Loading": $500.00
ATM-Decline - 0.40
ATM/POS Balance Inquiry - 0.40
All Intl POS Merchant returns - 2.00
All POS Merchant returns - 1.00
Bill Pay (electronic/paper) - 2.95
Bill Pay (with Card) - FREE
Cancel card/Check Refund - 10.00
Card to card Transfer - 4.95
Cash withdrawal at bank Teller - 3.50
Change Card Status (active, inactive, etc.) - 11.95
Direct Deposit/Payroll - FREE
Dispute Research - 20.00
IVR Balance Inquiry - 0.40
Internet Bank Inquiry - FREE
Intl ATM Fee - 3.50
Intl ATM-Decline - 0.60
Intl ATM/POS Balance Inquiry - 0.60
Live Agent (per minute) - 1.00
Monthly Maintenance fee: 6.95 -
PIN Change-IVR - 1.50
PIN ChangeLive Agent - 3.00
PIN Chnage-Internet - FREE
POS Decline - 0.35
POS Decline Intl - 2.00
POS Purchase (PIN) - 1.50
POS Purchase (PIN) Intl - 1.75
POS Purchase (PIN)+Cash Back - Intl - 2.00
POS Purchase (signature) - FREE
POS Purchase (signature) Intl - FREE
Retail card load - 2.95
Statement (Internet) - FREE
Statement (Postal Mail) - 10.00
card Replacement - 8.50

We do not offer online application for this card at the moment.

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† The information provided for Pr1macard Prepaid MasterCard® is believed to be accurate at the time of evaluation (Mar 23, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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