Credit Card Review & Application

READYdebit Platinum Visa Prepaid Card


out of 5

- Instant Account Number - A Great Card for your Money.
- Free* Direct Deposit - Paycheck, Benefit Checks, Tax Refund Checks
- Easy Online Bill Payment & Mobile Account Access
- No Purchase Transaction Fees
- No Risk of Overdraft Fees or Balance Minimums
- Withdraw Cash at ATMs or Get Cash Back with Purchases
- Use it Everywhere Visa Debit Cards are Accepted
- Choose Your Card Color - Blue or Pink

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: N/A *
Annual Fee: N/A*
Card Issuer: The Bancorp Inc.
Card Network: VISA®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
Credit Needed: Bad Credit OK*

If you are fed up with the high overdraft or returned check fees that are associated with banking, then prepaid has a lot to offer you. The READYDebit Platinum credit card is a low fee Visa card that allows you to control your spending. Unlike debit cards that are attached to your bank account you will never have to guess if you are going over your limit. You can only spend what you have loaded onto the card. As soon as the purchase is made, the amount is set aside for payment and the aggregate balance is what you have left to spend. Never worry about a venue not getting paid or NSF’s again.

This is the perfect card for those who have bad credit. Many of you cannot get a checking account and are left using money orders to pay your bills. With the Ready Debit Prepaid card you have access to online bill paying for all of your major needs. Pay your utilities, mortgage, and other bills online. If your creditor has a way for you to pay online you can use the prepaid card just like a credit card.

Debit and credit cards are prone to impulse spending. Some of the time even though your funds are insufficient, the bank will allow the purchase and then charge you a fee. Not only that but there are the checks and POS sales that do not get posted right away and you end up with a negative balance and even more fees. One transaction for a small amount can cost hundreds in fees. Banks charge even if they do not pay the bill. How much do you really have to give to big banking concerns? The prepaid debit card is a way to keep more of your cash in your pocket.

Features and benefits include: Free customer service around the clock, Mobile banking also free, Free direct deposits, Access to emergency cash, Can reload it at a lot of places, Fully insured by the FDIC, Online bill pay send checks to anyone, No credit check, Money sharing between two Ready debit cards for free, No worries about bouncing checks ever, No fees for overdrafts.

These are the things that make owning a Ready Debit Platinum Prepaid Visa cards a must. This card can be a lifesaver even if you do not have bad credit. By adding funds to this card you can let your teen go shopping without access to unlimited resources. They are a great way to give allowances. Apply online today.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Other Benefits: - Internet related services
- Visa's Zero Liability
*See Terms and Conditions of the card
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: N/A *
Annual Fee: N/A*
Grace Period: N/A*
Late Payment Fee: N/A*
Balance Transfer: No
Opening Minimum: See Terms
Application Fee: See Terms
ATM Fee: See Terms
Additional Fees See website for Details*
See website for Details* -

We do not offer online application for this card at the moment.

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† The information provided for READYdebit® Platinum Visa® Prepaid Card is believed to be accurate at the time of evaluation (Mar 16, 2018). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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