Credit Card Review & Application

4.0

out of 5

- Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
- Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Annual fee is $36 the first year. Billed $3 per month thereafter
- Card issued by Merrick Bank, Member FDIC.



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 17.45% (variable)*
Annual Fee: $36*
Card Issuer: Merrick Bank
Card Network: VISA®
Card Category: Consumer (Secured)
Card Type: - Building Credit
- Card for Bad Credit
- Damaged Credit
- Guaranteed Approval
- Low Interest Card
- No Credit / New to Credit
- No Credit Check
Credit Needed: Accepts All*

See Merrick Bank Double Your Line Secured Visa credit card offer application page for other features, benefits, and fees.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Other Benefits: * See terms and Conditions
Credit Reporting: Yes
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 17.45% (variable)*
Annual Fee: $36*
Grace Period: 25 days*
Min Finance Charge: $1.00
Min Credit Line: $200
Max Credit Line: $3,000
Late Payment Fee: Up to $40*
Balance Transfer: No
APR Cash Advances: 22.45%
Cash Advance Fee: 4.00%
Minimum Fee: $10.00
Opening Minimum: $200.00
Additional Fees Return Check Fee: Up to $40
Foreign Trans Fee: 2%
Account Set-up Fee: $0
Over Limit: $0
Apply Now


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* The information provided for Merrick Bank Double Your Line™ Secured Visa® is believed to be accurate at the time of evaluation (Nov 15, 2020). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.




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