Card Review & Application


out of 5

- Initial refundable deposit of $300 becomes your credit limit
- 1% Cash Back rewards on every purchase
- Free access to your Vantage 3.0 Score from Experian* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard is accepted
- Mastercard Zero Liability Protection (subject to Mastercard guidelines)
- Checking Account Required

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 19.99% (variable)*
Annual Fee: $69*
Card Issuer: Celtic Bank
Card Network: Mastercard®
Card Category: Consumer (Secured)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Instant Decision
- New to Credit
- No Credit / New to Credit
- Pre-Qualification
- Reward Card
Credit Needed: Accepts All*

Check the Surge Platinum Secured Mastercard application page for other benefits and fees.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Rewards: - 1% cash back rewards on all purchases
Expiration: None*
Yearly Limit: None*
Other Benefits: See website for other benefits
Comments: Not available in IL
Credit Reporting: Yes
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 19.99% (variable)*
Annual Fee: $69*
Grace Period: See Terms*
Min Credit Line: $300
Max Credit Line: $1,000
Late Payment Fee: N/A*
Balance Transfer: No
APR Cash Advances: 19.99%
Cash Advance Fee: 5.00%
Minimum Fee: $5.00
Application Fee: See Terms
Additional Fees - Return Check Fee: Up to $40
- Additional Card Fee: $30.00
- Foreign Transaction: 3% of each transaction in U.S. dollars.
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* The information provided for Surge® Platinum Secured Mastercard® is believed to be accurate at the time of evaluation (Nov 11, 2022). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.

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