Card Review & Application

PASS Card from American Express


out of 5

- Prepaid, reloadable American Express card parents can give to teens
- Parents and teens can log in to their own online accounts to check the PASS Card balance, view transactions and setup alerts
- Limit overspending and avoid teen overdraft fees
- Safer than Cash
- Automatic reloads
- Prepaid Teen Card from American Express

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: N/A *
Annual Fee: N/A*
Card Issuer: American Express
Card Network: American Express®
Card Category: Student (Stored Value)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Instant Decision
- Prepaid Card
- Teen Debit
Credit Needed: Accepts All*

The PASS Card from American Express provides a prepaid card for teens to use. Parents can get the reloadable card online and have a number of ways to load money on the card. The card is available in four colors. Teens can choose from blue, green, magenta and orange. Once the color is chosen, the card is sent out and teens can start purchasing anywhere the card is accepted.

Since there is an American Express logo on the card, it can be used online and off. This makes it easy for teens to make the purchases they need all around town. The card is accepted at movie theatres, gas stations and online merchants. The card can also be used to visit ATM machines when cash is necessary. There's never fear of overspending because teens can only spent what's loaded on the card. It's also a prepaid card, which means there are no credit applications and overdraft fees don't exist.

The card is safer than cash. Teens don't have to worry about losing money. If the card is lost or stolen, it can be replaced by making a phone call. Fraud protection is included with the card. If fraudulent charges appear, American Express won't hold a teen responsible for the charges that take place on the card - the money will be refunded.

Parents have a number of ways of adding money to the card. Money can be added from an American Express card. This can be a one-time transfer or an automatic reload can be set up. A checking or savings account can also fund the prepaid card. The money can be transferred online and money will be there within a few days. There is also the ability to purchase a MoneyPak. The MoneyPak is available in various denominations and is available at thousands of locations. The money can then be added online or over the phone.

Money can be tracked easily, too. Teens have the ability to log on with a username and password to a website. This will let them view their account balance and see a transaction history. For added convenience, the balance and funds can be tracked via text message to the phone as well. This will help teens practice financial responsibility and learn how to use their money more effectively.

Parents and teens both have the ability to log on and view the account information online. Parents can choose to reduce or increase the amount of money going onto the card based upon the activity of the card. Teens can see where they've been spending their money to make changes to practice better spending habits.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Other Benefits: - Online Account features
- Limit overspending and avoid teen overdraft fees
- PASS Card lost or stolen? No problem.
- Save time with online reloads
* See website for additional card benefits
Comments: - PASS cannot be used at cruise lines, casinos or for car rentals.
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: N/A *
Annual Fee: N/A*
Grace Period: *
Late Payment Fee: N/A*
Balance Transfer: No
Opening Minimum: $10.00
Application Fee: $0.00
ATM Fee: $2.00
Additional Fees  
American Express provides one free ATM withdrawal per calendar month. $2.00/withdrawal thereafter Assessed against the PASS Card balance. -
There are no other fees! -

We do not offer online application for this card at the moment.

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* The information provided for PASS Card from American Express℠ is believed to be accurate at the time of evaluation (Aug 22, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.

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