Card Review & Application
TOTAL Visa® Credit Card (Pets)

- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine VISA card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If Approved, simply pay a Program Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
Introductory APR: | N/A* |
Introductory Period: | N/A |
APR on Purchases: | 34.99% (fixed)* |
Annual Fee: | See Terms* |
Card Issuer: | Bank of Missouri |
Card Network: | VISA® |
Card Category: | Consumer (Regular) |
Card Type: | - Card for Bad Credit - Damaged Credit - No Credit / New to Credit - Pre-Qualification - Starter - Unsecured |
Credit Needed: | Bad Credit OK* |
See Terms and Conditions of Total VISA® Credit Card (Pets) credit card for more card features, benefits and fees
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
Rewards: | There is no reward program for this card* |
Other Benefits: | - Instant On-Line Decision - Fraud Protection - Outstanding Customer Service - Free 24 Hour Online Account Access - Reports to All Major Credit Bureaus |
Credit Reporting: | Yes |
Online Account Access: | Yes |
Introductory APR: | N/A* |
Introductory Period: | N/A* |
APR on Purchases: | 34.99% (fixed)* |
Annual Fee: | See Terms* |
Grace Period: | 21 days* |
Min Credit Line: | $300 |
Late Payment Fee: | Up to $40* |
Balance Transfer: | No |
APR Cash Advances: | 34.99% |
Cash Advance Fee: | 3.00% |
Minimum Fee: | $10.00 |
Additional Fees | Program Fee: $89.00 (one-time fee). Annual Fee: $75.00 for the first year. After that, $48.00 annually Monthly Servicing Fee: None for the first year (introductory). After that, $75.00 annually ($6.25 per month) Returned Payment Fee: Up to $41.00 Premium card design: $6.95 See Terms* - |
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* The information provided for TOTAL Visa® Credit Card (Pets) is believed to be accurate at the time of evaluation (Mar 1, 2023). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information and fees posted prior to applying for the product.