Credit Card Review & Application

Vision Premier Prepaid Visa Card


out of 5

- No Credit Check – Complete the form and we’ll mail your card
- Free Roadside Assistance
- 1% Cash Back on Gas Purchases
- Free Savings Account with 5.65% APY
- Free Unlimited Purchases - Signature and PIN
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- No Debt, No Interest Charges and No Overdraft Fees

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: N/A *
Annual Fee: N/A*
Card Issuer: The Bancorp Inc.
Card Network: VISA®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
- Reward Card
Credit Needed: Bad Credit OK*

Vision Premier Prepaid Visa Card is a prepaid designed for individuals who want to enjoy the numerous benefits on offer. Card members can receive their payroll from employers with free direct deposit. This card possesses a lot features that come at no extra cost.

A weekly fee is charged each month but members can avoid this fee by signing up for direct deposit and depositing $500 or more per month. Members who can't deposit this figure but can conduct up to 15 transactions per month will receive a full rebate on the weekly fee. Signature transactions come at no extra cost.

New members can avoid incurring an activation fee by downloading and submitted the Vision Card Mail-In Rebate Form. Once completed and submitted, 30 calendar days are required for processing the rebate into the card account.

Online account management provides card members with online statements at no extra cost. Card members can also pay their bills through an Online Bill Pay feature. Members can schedule multiple, recurring payments with up to 5,000 billers available. For added protection, card members can choose to activate alerts through their online accounts. After activation the member will receive his account balance by text message or email each day.

Card members who have their cards lost or stolen are protected from unauthorized transactions through Visa's Zero Liability Policy.

Card members can receive cash from employers by giving them the Direct Deposit form that comes in the card envelope. Other ways to add card into the Vision Card are by visiting participating retail locations like Western Union, Walmart, MoneyGram, ExpressPayment, PreCash and Visa ReadyLink. Members can find a location closest to them on the cards' official website. PayPal is yet another method through which card members may add funds unto their cards at no extra cost. Lastly, a member can transfer money from a bank account of choice or engage wire transfers of up to $2,500 per day.

Vision Premier Prepaid Visa Card is a prepaid debit card charging minimal fees. Applicants do not undergo credit checks making it quite getting one of these.

See applicable terms and conditions for up to date information before applying.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Rewards: - Earn one point for every $1 you spend
- Earn 200 reward points and redeem $1 towards the purchase of prepaid wireless airtime.
Other Benefits: - Free Roadside Assistance
- Free Savings Account
- Account online management
- Free Direct Deposit
- Easy load options
- Free automated voice response
- Free activation Fee with Mail-in Rebate
Comments: The maximum amount that can be spent on your Card per day is $2,000. The maximum value of your Card is restricted to $2,000.
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: N/A *
Annual Fee: N/A*
Grace Period: N/A*
Late Payment Fee: N/A*
Balance Transfer: No
Opening Minimum: $10.00
Application Fee: $9.95
ATM Fee: $1.95
Additional Fees Foreign currencies transaction fee: 3%
Participation Fee: $7.95 monthly with Direct Deposit enabled, $9.95 without Direct Deposit
ACH transfer fee - $0.95
ATM balance inquiry fee (Int'l) - $1.95
ATM withdrawal Fee (Domestic) - $1.95
ATM withdrawal decline fee (Int'l) - $1.95
ATM withdrawal decline fee (Domestic) - $0.95
ATM withdrawal fee (Int'l) - $4.95
Bill Pay Fee (electronic and Paper Check) - $0.95
Bill Pay fee (Check Cancellation) - $9.95
BuddyMoney transfer fee - $0.95
Cancellation fee - $14.95
Card replacement fee - $14.95
Card-to-Card transfer fee - $0.95
Cash Advance fee - $4.95
Direct deposit - $0.00
Domestic signature transaction fee - $0.00
Express shipping fee - $19.95
Inactivity fee - $3.95
Int'l signature transaction fee - $0.00
Late charge (per day) - $3.00
Overdraft advance - $50.00
Overdraft advance fee - $15.00
PIN transaction decline fee - $0.95
PIN transaction fee (Domestic and Int’l) - $0.95
Paper statement fee - $2.95
SMS/Email alerts fee - $0.00
Secondary card fee - $9.95

We do not offer online application for this card at the moment.

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† The information provided for Vision Premier® Prepaid Visa® Card is believed to be accurate at the time of evaluation (Oct 22, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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