Credit Card Review & Application

Vision Silver Prepaid MasterCard


out of 5

- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: N/A *
Annual Fee: $0*
Card Issuer: Meta Bank
Card Network: MasterCard®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
Credit Needed: Bad Credit OK*

Vision Silver Prepaid MasterCard is a card designed to serve those consumers who'd like to own a prepaid card. Prepaid cards offer a lot of unique benefits that allow employees receive payroll and allowances from employers directly into the cards. College students can also receive funds from their parents far easily when a prepaid card is in question.

Interested applicants will find it easy getting one of these with 100% approval guaranteed. There are no credit and employment verification checks to worry about.

One of the major advantages of getting this card are its low fees. ATM withdrawals and balance inquiries are available at every ATM with the Master Card logo. While away on travel, a card member can redraw from ATMs for a $4.95 charge. Balance inquiries outside the U.S. cost $1.95.

It's free to load the card with direct deposit and wire transfer. Cash deposits at retail locations incur a $0.95 charge in addition to any charges deducted by the retail outlet. Bank transfers incur a $0.95 charge.

MasterCard provides a number of protective benefits for card members. A zero fraud liability guarantee helps protect card members who fall victim to Identity Theft and unauthorized transactions. In event, this happens, the card member is not held liable for amounts involved. Free Email and SMS alerts are sent by the issuing bank to notify card members of credit and debit transactions regarding the card account.

Internet related services like online account management and online bill pay are made available. Online account management includes paperless statements from which card members can see applicable transactions. Online statements come at no extra charge. For record purposes, card members are allowed to order a paper statement via mail for a $2.95 charge. Electronic bill payment incurs a $0.95 charge per payment. The same amount is applicable if a check is to be sent to the service provider.

Vision Silver Prepaid MasterCard is a prepaid card designed for individuals having bad or limited credit. An automated customer support service comes at no extra charge but card members would incur a $1.95 fee to speak to a Live Agent.

See applicable terms and conditions for up to date fees before applying.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Rewards: There is no reward program for this card.
Other Benefits: - Internet related account services
- Free Online statements
- Free Transaction fee
- Free Automated customer service
- Free E-mail and text message alerts
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: N/A *
Annual Fee: $0*
Grace Period: N/A*
Max Credit Line: $1,000
Late Payment Fee: N/A*
Balance Transfer: No
Opening Minimum: $10.00
Application Fee: $9.95
Additional Fees Total First Year Fees: $57.35
ATM Balance Inquiry Decline Fee (Dom.) - $0.95
ATM Balance Inquiry Decline Fee (Int'l) - $1.95
ATM Balance Inquiry Fee (Domestic) - $0.95
ATM Balance Inquiry Fee (Int'l) - $1.95
ATM Decline Fee (Domestic) - $0.95
ATM Decline Fee (Int'l) - $1.95
ATM Withdrawal Fee (Domestic) - $1.95
ATM Withdrawal Fee (Int'l) - $4.95
Bill Pay Fee (Check Cancellation) - $9.95
Bill Pay Fee (Electronic) - $0.95
Bill Pay Fee (Paper Check) - $0.95
Cancellation Fee - $14.95
Cash Advance Fee (Domestic) - $4.95
Cash Advance Fee (Int'l) - $4.95
Convenience Fee (Direct Deposit) - FREE
Convenience Fee (Retail) - $0.95
Convenience Fee (Wire Transfer) - FREE
Convenience Fee for Bank Transfer - $0.95
Express Shipping Fee - $19.95
IVR Access - FREE
Inactivity/Dormant Fee - $3.95
Live Agent Service Fee (per call) - $1.95
PIN Transaction Decline Fee (Domestic) - $0.95
PIN Transaction Decline Fee (Int'l) - $0.95
PIN Transaction Fee (Domestic) - $0.95
PIN Transaction Fee (Int'l) - $0.95
Paper Statement Fee (Mail) - $2.95
Replacement Card Fee - $4.95
Secondary Card fee - $4.95
Signature Transaction Decline Fee (Dom.) - $0.95
Signature Transaction Decline Fee (Int'l) - $0.95
Signature Transaction Fee (Domestic) - FREE
Signature Transaction Fee (Int'l) - FREE

We do not offer online application for this card at the moment.

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† The information provided for Vision Silver℠ Prepaid MasterCard® is believed to be accurate at the time of evaluation (Feb 22, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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