Credit Card Review & Application
|APR on Purchases:||N/A *|
|Card Issuer:||Other Issuers|
|Card Category:||Consumer (Stored Value)|
|Card Type:||- Co-Branded Card|
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
- Reward Card
|Credit Needed:||Bad Credit OK*|
The Walmart MoneyCard works for everyone, regardless of their financial situation. The card is prepaid and reloadable, so what you put on the card is what you've got access to. There are no credit checks or bank accounts required, and you can quickly access your paycheck by having it directly deposited onto the card.
Everything that you need out of a card is available from this one card. Whether you've got bad credit or are new to the area and haven't set up a bank account, you can still have the benefits of a Visa card. It's safeguarded better than cash, and gives you the ability to shop at millions of locations around the world. You can use the card online for purchases as well as being able to pull out cash when you need it at ATM machines.
The card is simple to use. You can activate and order the card online, as well as create a username and password to be able to manage your account from the convenience of your computer. Online, you'll be able to pay bills, check your account balance, as well as look up past purchases to help you manage your finances better.
If you don't have access to a computer, you can still enjoy this card. The card can be procured at any Walmart location as well. It's as simple as a card can get. Plus, what you put on the card is what you can spend. There's no worry of overdraft fees or other bank fees. You can only spend as much as you put on the card. If you find yourself spending too much, the card is reloadable, so you can put as little or as much as you want to make it easy for you.
There's a variety of ways to get money onto your card. You can go into a store to have cash put onto the card. You can also have a paycheck cashed at Walmart and placed onto your card. You can also set up direct deposit onto your card. When you need to reload, you can visit the website and enter your zip code and learn which locations are closest to you. There will never be someone contacting you by phone or email to ask you to reload, either.
The card safeguards your purchases. There's no worry about identity theft or fraudulent charges. It's completely safe to use. Plus, if you have questions, there is 24/7 customer support to assist you. The card is easy to obtain and easier to use - anywhere you decide to use it.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
|Other Benefits:||- Online related services|
- Safer than Cash
- Easy to get, use and reload
- Optional Green Dot MoneyPak
*See Terms and Conditions for other benefits
|Comments:||- Not available in NJ, NY, RI. |
- Standard Walmart Check Cashing fees apply.
- To Receive the $10 bonus you must enroll in recurring Direct Deposit and bonus accrues when Direct Deposit is more than $250. Limit one $10 credit per card.
|Online Account Access:||Yes|
|100% Guarantee Approval:||Yes|
|APR on Purchases:||N/A *|
|Late Payment Fee:||N/A*|
|Additional Fees|| |
ATM Balance Inquiry - $1.00
ATM Cash Transaction - Domestic - $2.00
ATM Cash Transaction - Intl. - $2.00
Additional Personalized Card - $3.00
Additional Student Edition Card - $0.00
Card Reload at Green Dot - varies
Card Reload at Walmart - $3.00
Card Reload at other Locations - varies
Foreign Transactions Fee - 2%
Lost/Stolen Replacement - $3.00
Monthly Maintenance Fee - $3.00
Rush Card Delivery - $20.00
Teller Cash Transaction - $2.00
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† The information provided for Walmart MoneyCard Visa® Prepaid Card is believed to be accurate at the time of evaluation (Apr 21, 2016). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.