Charge Cards:  

Although used similarly, these charge cards are not credit cards, as the holder must pay the outstanding balance when receiving their monthly statement. There are no general pre-set spending limits with charge cards. These may be set for the individual cardholder based on their known financial resources and account maintenance history. Like credit cards, charge cards include various user incentives, including links to frequent flyer programmes, rewards programmes, and redeemable points. Compare the credit card offers featured before choosing the one that suits your lifestyle. It is important to note that charge cards are only available to those with good credit, and acceptance is at the card issuer’s discretion.