Guaranteed Approval Cards

Featured Guaranteed Approval Card: NetSpend® Visa® Prepaid Debit Card
  • NetSpend Visa Prepaid Debit Card
  • Rated: 4.5 out of 5
  • Intro APR: N/A*
  • Regular APR: N/A*
  • Annual Fee: N/A*

- With Netspend Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- No Overdraft Fees on purchases using your card.
- Use the NetSpend Mobile App to manage your account on the go and get a text message or email alerts (Message & data rates may apply).
- Card issued by MetaBank®, Member FDIC. The card may be used everywhere Visa Debit cards are accepted. Click "Get My Card" for full details.
- See additional NetSpend® Prepaid Visa® details.

* * *

The NetSpend Visa Prepaid Debit Card is easy to get. The benefits are simple, and the card is accepted at locations worldwide that accept Visa credit cards. This is the ideal way for someone with poor credit to use a card just like a credit card. Read more...

Having a poor credit record does not have to be a barrier to your enjoying the convenience of using a credit card when you are paying for goods and services. With the guaranteed approval card acceptance of your application is more or less assured subject to some terms and conditions. All applicants must be at least 18 years of age, be permanent residents of the United States and have a valid Social Security number. In addition, some of the cards do require proof of regular income. There are both secured and unsecured cards available offering various benefits and rewards incentives. You can compare the cards offers conveniently and easily here before making your application online. Do remember that even with guaranteed approval cards issuers may decline any application at their own discretion.



Guaranteed Approval Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
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Unique Platinum
Unique Platinum
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
4.5 out of 5

The Unique Platinum card is a merchandise line of credit that allows you to charge merchandise to the card and make payments to pay it off. In addition to this access to credit and merchandise choices, cardholders are provided with a number of exclusive services.

Info Review Benefits Fees
NetSpend® Visa® Prepaid Card (Blue Card Design)
NetSpend Visa Prepaid Card (Blue Card Design)
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

Blue NetSpend Prepaid Visa debit credit card issued by Meta Bank features no credit check and instant online decision for bad credit applicants.

Info Review Benefits Fees
NetSpend® Visa® Prepaid Card (Pink Card Design)
NetSpend Visa Prepaid Card (Pink Card Design)
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
3.8 out of 5

Pink NetSpend Prepaid Visa debit card issued by Meta Bank offers no credit check, instant decision and accepts bad credit applicants.

Info Review Benefits Fees
Next Millennium Catalog Shopping Credit Card
Next Millennium Catalog Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
3.5 out of 5

The Next Millennium shopping card is a unique shopping card that comes with more than just exclusive buy here pay later shopping experiences, but also a number of benefits that make life easier and also save a great deal of money on specific needs.

Info Review Benefits Fees
DeLuxe Signature Shopping Credit Card
DeLuxe Signature Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
3.5 out of 5

The DeLuxe Signature Card is a line of credit merchandise card that allows individuals to purchase high-end merchandise at a discount and through monthly installments. With no interest on purchases and a low monthly account maintenance fee, this is a program with a number of benefits.

Info Review Benefits Fees
Merrick Bank Secured Visa® credit card
Merrick Bank Secured Visa credit card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.45% (V)*
  • Annual Fee: $36*
4.5 out of 5

The Merrick Bank Secured Visa® Credit Card offers a $200-$5,000 secured limits depending on your initial deposit. The card is easy to apply and has no setup fees.

Info Review Benefits Fees
FamZoo Prepaid Mastercard® Debit Card for Teens
FamZoo Prepaid Mastercard Debit Card for Teens
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: See Terms*
4.0 out of 5

Famzoo prepaid debit card the teen card features Mastercard benefits, up to $5000 secured limit and no application fee

Info Review Benefits Fees
Gettington Credit Shopping Credit Card
Gettington Credit Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: $0*
4.5 out of 5

The Gettington credit card provides two options for getting a card: the fast option and the easy option. Both provide easy online account management and the ability to fit anyone's budget.

Info Review Benefits Fees
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Applied Bank Secured Visa Gold Preferred Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $48*
4.5 out of 5

The Applied Bank® Secured Visa® Gold Preferred® Credit Card gets your credit started with a $200-$5,000 limit depending on your initial deposit. The card is easy to obtain online.

Info Review Benefits Fees
Group One Platinum Freedom Card
Group One Platinum Freedom Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
3.5 out of 5

The Group One Freedom Shopping credit card from Horizon Card Services features guaranteed approval, $500 credit and stored value benefits.

Info Review Benefits Fees
Merit Platinum Card
Merit Platinum Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
4.0 out of 5

Merit Platinum Card is the perfect convenience tool for shopping. This platinum card allows one to be able to shop at their online store with a free line of credit.

Info Review Benefits Fees
Greenlight Mastercard® Prepaid Debit Card for Teens
Greenlight Mastercard Prepaid Debit Card for Teens
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: See Terms*
4.0 out of 5

Greenlight Mastercard Prepaid Card feature one-month free trial and low fees.

Info Review Benefits Fees
Self Secured Visa® Credit Card
Self Secured Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 15.65%*
  • Annual Fee: $0*
3.5 out of 5

Self credit building account and secured card issued by Lead Bank features CD backed loan, monthly credit reporting and low fees.

Info Review Benefits Fees
Vast Platinum Shopping Credit Card
Vast Platinum Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
3.5 out of 5

Shopping cards have been around for years and have helped consumers buy the products they need with payment options that allow them to pay over time. The latest card from the Vast network is the Platinum Shopping credit card.

Info Review Benefits Fees
Camo Visa® Prepaid Card
Camo Visa Prepaid Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

The Camo Prepaid Visa Card is a prepaid reloadable debit card that is an ideal first card for your young teen. It has the same advantages as a credit or debit card, but without the risk of one. A great learning tool for your teenager, it is safe and easy to use. It has no activation fee, no overdraft fees and it is accepted at the millions of locations that accept Visa worldwide. *This is not a credit card.

Info Review Benefits Fees
H&R Block Emerald Prepaid Mastercard®
H&R Block Emerald Prepaid Mastercard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

The H&R Block Emerald Prepaid MasterCard offers individuals the opportunity to have tax refunds paid onto a prepaid debit card, eliminating the need to pay high check cashing fees. The card also has additional benefits such as the ability to shop online and enhanced security.

Info Review Benefits Fees
First Digital Mastercard® Credit Card
First Digital Mastercard Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 35.99% (V)*
  • Annual Fee: See Terms*
2.5 out of 5

First Digital Mastercard from Synovus bank offers credit reporting, response in 60s, secure and easy application

Info Review Benefits Fees
Rainbow Visa® Prepaid Card
Rainbow Visa Prepaid Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

Imagine a prepaid card with no overdraft, no late fees, and no penalties. The Rainbow design Pride Prepaid Visa delivers everything today's consumer needs in a prepaid card offer with no credit check and guaranteed approval.

Info Review Benefits Fees
Fuel it Plus Shopping Credit Card - Discontinued
Fuel it Plus Shopping Credit Card - Discontinued
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: See Terms*
4.5 out of 5

The Fuel it Plus shopping credit card is a unique type of shopping card that allows you to spend your credit limit at over 1,000 retailers near you. There is no interest, it is easy to maintain, and you are rewarded for a good payment history.

Info Review Benefits Fees



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