Guaranteed Approval Cards

Featured Guaranteed Approval Card: Unique Platinum
  • Unique Platinum
  • Rated: 4.5 out of 5
  • Intro APR: N/A*
  • Regular APR: 0.00%*
  • Annual Fee: N/A*

- $1000 Credit Limit
- No Credit Checks
- Instant Approval
- 0% Financing
- No application denied for bad credit!
*See terms and conditions

* * *

The Unique Platinum card is a merchandise line of credit that allows you to charge merchandise to the card and make payments to pay it off. In addition to this access to credit and merchandise choices, cardholders are provided with a number of exclusive services. Read more...

Having a poor credit record does not have to be a barrier to your enjoying the convenience of using a credit card when you are paying for goods and services. With the guaranteed approval card acceptance of your application is more or less assured subject to some terms and conditions. All applicants must be at least 18 years of age, be permanent residents of the United States and have a valid Social Security number. In addition, some of the cards do require proof of regular income. There are both secured and unsecured cards available offering various benefits and rewards incentives. You can compare the cards offers conveniently and easily here before making your application online. Do remember that even with guaranteed approval cards issuers may decline any application at their own discretion.



Guaranteed Approval Cards Listing

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H&R Block Emerald Prepaid MasterCard®
H&R Block Emerald Prepaid MasterCard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

The H&R Block Emerald Prepaid MasterCard offers individuals the opportunity to have tax refunds paid onto a prepaid debit card, eliminating the need to pay high check cashing fees. The card also has additional benefits such as the ability to shop online and enhanced security.

Info Review Benefits Fees
LUXE Signature Shopping Credit Card
LUXE Signature Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
3.5 out of 5

The Luxe Signature Card is a line of credit merchandise card that allows individuals to purchase high-end merchandise at a discount and through monthly installments. With no interest on purchases and a low monthly account maintenance fee, this is a program with a number of benefits.

Info Review Benefits Fees
UNITY® Visa - The Comeback Card™
UNITY Visa - The Comeback Card
  • Intro APR: 9.95%
  • Intro APR Period: 6 months on BT*
  • APR: 17.99%*
  • Annual Fee: $39*
4.0 out of 5

Finally, a secured credit card offer that addresses the needs of all consumers. The UNITY Visa - The Comeback Card offer reports to all three credit bureaus and is accepted anywhere Visa is accepted.

Info Review Benefits Fees
Next Millennium Shopping Card
Next Millennium Shopping Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
3.5 out of 5

The Next Millennium shopping card is a unique shopping card that comes with more than just exclusive buy here pay later shopping experiences, but also a number of benefits that make life easier and also save a great deal of money on specific needs.

Info Review Benefits Fees
TurboTax Tax Refund Visa® Card
TurboTax Tax Refund Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

The TurboTax Tax Refund Visa Card is a cost effective option for those individuals who do not have a bank account and who do not have a high enough score to get a traditional credit card account.

Info Review Benefits Fees
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Applied Bank Secured Visa Gold Preferred Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $48*
5.0 out of 5

The Applied Bank® Secured Visa® Gold Preferred® Credit Card gets your credit started with a $200-$5,000 limit depending on your initial deposit. The card is easy to obtain online.

Info Review Benefits Fees
AccountNow® Prepaid Visa® Card
AccountNow Prepaid Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

This prepaid Visa card is easy to get, offers simple benefits, and is accepted at various locations worldwide. It could serve as an online checking account for individuals with poor credit.

Info Review Benefits Fees
Horizon Gold
Horizon Gold
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
3.5 out of 5

The Horizon Gold Credit Card is a line of credit charge card that gives cardholders the ability to buy products from the Horizon store. There is no APR on the card and payments are made each month just like with a traditional credit card. There are also a number of convenience programs offered to cardholders whose accounts remain current.

Info Review Benefits Fees
AccountNow® Gold Visa® Prepaid Card
AccountNow Gold Visa Prepaid Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

The Account Now Gold Visa Prepaid Card is a credit card that offers man benefits to the user. Being that it is a prepaid card you are in control of your spending and the amount that you place on the card.

Info Review Benefits Fees
Freedom Gold Card
Freedom Gold Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
3.5 out of 5

The Freedom Gold Shopping card is an easy card to obtain and it gives you a number of perks that you would expect from a card issued by Horizon Card Services. You receive exclusive benefits with your membership in addition to the ability to obtain quality merchandise.

Info Review Benefits Fees
Net First Platinum
Net First Platinum
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
3.0 out of 5

The Net First Platinum Shopping card gives its members the ability to receive name brand merchandise without paying interest, as well as obtain a wide range of benefits that are designed to save money rather than cost money.

Info Review Benefits Fees
Merit Platinum Card
Merit Platinum Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
4.0 out of 5

Merit Platinum Card is the perfect convenience tool for shopping. This platinum card allows one to be able to shop at their online store with a free line of credit.

Info Review Benefits Fees
NetSpend® Visa® Prepaid Debit Card
NetSpend Visa Prepaid Debit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The NetSpend Visa Prepaid Debit Card is easy to get. The benefits are simple, and the card is accepted at locations worldwide that accept Visa credit cards. This is the ideal way for someone with poor credit to use a card just like a credit card.

Info Review Benefits Fees
ACE Elite™ Blue Visa® Prepaid Debit Credit Card
ACE Elite Blue Visa Prepaid Debit Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: See Terms*
4.0 out of 5

The ACE Elite Blue Visa Prepaid Debit Card is a prepaid debit card that stands out because of the number of features that it gives its cardholders. How many features are received depends on whether or not cardholders use free direct deposit, but cardholders receive a lot of features regardless.

Info Review Benefits Fees
AccountNow® Prepaid MasterCard®
AccountNow Prepaid MasterCard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0*
4.0 out of 5

The AccountNow MasterCard is a prepaid card designed for consumers having problems obtaining an unsecured credit card. It's also a good option for everyone who wants to take advantage of a MasterCard card.

Info Review Benefits Fees
Fuel it Plus Shopping Credit Card
Fuel it Plus Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
4.5 out of 5

The Fuel it Plus shopping credit card is a unique type of shopping card that allows you to spend your credit limit at over 1,000 retailers near you. There is no interest, it is easy to maintain, and you are rewarded for a good payment history.

Info Review Benefits Fees
Soar Platinum Shopping Credit Card
Soar Platinum Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
4.0 out of 5

The Soar Platinum card offers up to $1000 merchandise line of credit. No Application Denied for Bad Credit!

Info Review Benefits Fees
Tronix Country™ Shopping Credit
Tronix Country Shopping Credit
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $49*
4.0 out of 5

The Tronix Country Credit Card is designed to help everyone get the electronics they want or need, regardless of credit score. It's a buy now, pay later card that can be applied for online and a credit decision is provided in minutes. Everyone is approved, it's simply a matter of what the credit line is.

Info Review Benefits Fees
ACE Elite™ Visa® Prepaid Card
ACE Elite Visa Prepaid Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The ACE Elite Visa Prepaid Debit Card is a prepaid card designed for those who do not want to spend more than what they earn. This is a great way to control debt by sticking to a budget but also having a card that can be used in the same way a debit or credit card can be used. It is also safer than cash.

Info Review Benefits Fees



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