Cards for Bad Credit

Featured Card for Bad Credit: ACE Flare™ Account by MetaBank
  • ACE Flare Account by MetaBank
  • Rated: 4.5 out of 5
  • Intro APR: N/A*
  • Regular APR: 0.00%*
  • Annual Fee: See Terms*

- Join the Fight Against Breast Cancer. Official Sponsor of the National Breast Cancer Foundation (NBCF).
- Need your money before payday? Get paid up to 2 days faster with direct deposit.*
- Mobile account access - available on GooglePlay and Apple App Store.
- Earn up to 6.00% Annual Percentage Yield (APY) with an optional Savings Account, earn up to 6.00% Annual Percentage Yield (APY)
- Optional debit card overdraft service
- Get payback rewards when you use spacial deals
- Since 2016, purchases from the ACE Elite Card have contributed to over $2+ million towards NBCF's early detection screening program for those in need.

* * *

The ACE Flare Account by MetaBank is a prepaid debit card that is designed to keep the cardholder from spending more money than what they earn or deposit onto the card. This card is an effective way to control debt by spending according to an individual’s budget rather than spending more than what they make. In addition, using the card will result in a certain portion going to Breast Cancer Awareness activities. Read more...

These credit cards are designed for people who have poor credit. They offer a variety of special features, which will be of interest to those with a low credit score. Many of the cards report to credit agencies on how the user manages their card account, which means the cardholder can improve their credit over time. Some of the cards offer guaranteed approval and others give an instant decision on your application. There are secured cards available, which require the cardholder to leave funds on deposit with a bank, and unsecured cards which do not. Interest rates and other terms and conditions vary so it is important to check the options presented before making an application. As with other offers you can complete your application securely online.



Cards for Bad Credit Listing

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NetSpend® Visa® Prepaid Card
NetSpend Visa Prepaid Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
4.5 out of 5

The NetSpend Visa Prepaid Debit Card is easy to get. The benefits are simple, and the card is accepted at locations worldwide that accept Visa credit cards. This is the ideal way for someone with poor credit to use a card just like a credit card.

Info Review Benefits Fees
NetSpend® Visa® Prepaid Card (Blue Card Design)
NetSpend Visa Prepaid Card (Blue Card Design)
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
4.5 out of 5

Blue NetSpend Prepaid Visa debit credit card issued by Meta Bank features no credit check and instant online decision for bad credit applicants.

Info Review Benefits Fees
NetSpend® Visa® Prepaid Card (Pink Card Design)
NetSpend Visa Prepaid Card (Pink Card Design)
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
3.8 out of 5

Pink NetSpend Prepaid Visa debit card issued by Meta Bank offers no credit check, instant decision and accepts bad credit applicants.

Info Review Benefits Fees
GO2bank Secured Visa® Credit Card
GO2bank Secured Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: $0*
4.0 out of 5

Go2Bank from Green Dot Bank offers secured card with online banking and savings accounts. Go2bank has no monthly fee, credit reporting, and cash back rewards program.

Info Review Benefits Fees
Next Millennium Catalog Shopping Credit Card
Next Millennium Catalog Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
3.5 out of 5

The Next Millennium shopping card is a unique shopping card that comes with more than just exclusive buy here pay later shopping experiences, but also a number of benefits that make life easier and also save a great deal of money on specific needs.

Info Review Benefits Fees
Surge Mastercard®
Surge Mastercard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.99% - 29.99% (V)*
  • Annual Fee: See Terms*
3.5 out of 5

The latest Surge financial product is designed for those looking for an alternative credit card product that offers a path to a strong credit rating and faster approval process.

Info Review Benefits Fees
Surge Secured Mastercard®
Surge Secured Mastercard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% (V)*
  • Annual Fee: $69*
3.5 out of 5

This Secured Surge Mastercard is designed for applicants with bad credit who wish to build a credit score and get cash back rewards. The card reports credit activity and has a fast approval.

Info Review Benefits Fees
Reflex Mastercard®
Reflex Mastercard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.99% - 29.99% (V)*
  • Annual Fee: See Terms*
4.0 out of 5

Celtic Bank issued, the Reflex Mastercard credit card offers $300-$750 unsecured credit depending on your creditworthiness. The card reports to all major credit bureaus but has higher than average fees.

Info Review Benefits Fees
First Access Visa® Card
First Access Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: See Terms*
3.5 out of 5

First Access credit card features full VISA card benefits, accepts all applications, reports credit and provides decision in 60 seconds. Apply online now!

Info Review Benefits Fees
Merrick Bank Double Your Line™ Secured Visa®
Merrick Bank Double Your Line Secured Visa
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.45% (V)*
  • Annual Fee: $36*
4.0 out of 5

A secured Visa card from Merrick bank that allows you to double your initial credit line to $400 without making another deposit.

Info Review Benefits Fees
Merrick Bank Secured Visa® from Merrick Bank
Merrick Bank Secured Visa from Merrick Bank
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.45% (V)*
  • Annual Fee: $36*
4.5 out of 5

The Merrick Bank Secured Visa® Credit Card offers a $200-$5,000 secured limits depending on your initial deposit. The card is easy to apply and has no setup fees.

Info Review Benefits Fees
TOTAL Visa® Credit Card (Pets)
TOTAL Visa Credit Card (Pets)
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 34.99%*
  • Annual Fee: See Terms*
3.5 out of 5

The Total Visa® credit card with Pets design is a credit card for people with "less than perfect" credit. The card offers instant online decisions and approvals in minutes

Info Review Benefits Fees
PCB Secured Visa® Credit Card
PCB Secured Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 18.90% (V)*
  • Annual Fee: $39*
3.5 out of 5

Info Review Benefits Fees
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Applied Bank Secured Visa Gold Preferred Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $48*
4.5 out of 5

The Applied Bank® Secured Visa® Gold Preferred® Credit Card gets your credit started with a $200-$1,000 limit depending on your initial deposit. The card is easy to obtain online.

Info Review Benefits Fees
Fit Mastercard®
Fit Mastercard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 29.99% (V)*
  • Annual Fee: See Terms*
3.5 out of 5

Fit Mastercard credit card from Bank of Missouri features $400 unsecured credit line and instant online decision. This Mastercard card reports to 3 major credit bureaus, has high fees and accept bad credit applications.

Info Review Benefits Fees
Indigo® Mastercard® with Fast Pre-qualification
Indigo Mastercard with Fast Pre-qualification
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.90%*
  • Annual Fee: See Terms*
4.0 out of 5

The Indigo® Mastercard® with Fast Pre-qualification features premium MC benefits, Fast Pre-qualification and credit reporting.

Info Review Benefits Fees
OpenSky® Secured Visa® Credit Card
OpenSky Secured Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.39% (V)*
  • Annual Fee: $35*
4.5 out of 5

Open Sky is a secured credit card allowing consumers receive the full benefits of a visa card. Credit reporting ensures cardholders with good repayment build credit history over time.

Info Review Benefits Fees
Merit Platinum Merchandise Credit Card
Merit Platinum Merchandise Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: See Terms*
4.0 out of 5

Merit Platinum Card is the perfect convenience tool for shopping. This platinum card allows one to be able to shop at their online store with a free line of credit.

Info Review Benefits Fees
Indigo® Mastercard® for Less than Perfect Credit
Indigo Mastercard for Less than Perfect Credit
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.90% (V)*
  • Annual Fee: See Terms*
4.0 out of 5

The Indigo® Mastercard® for Less than Perfect Credit features premium benefits, instant pre-approval and credit reporting.

Info Review Benefits Fees



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