Cards for Bad Credit
- Featured Card for Bad Credit: Chime Visa® Debit Card and Checking Bank Account
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- No opening fees
- No monthly maintenance charges
- No foreign transaction fees
- No minimum balance fee
- Get paid up to 2 days early with a direct deposit*
- With optional SpotMe®, you can overdraft up to $200⌃
- 2.0% Annual Percentage Yield (APY) with a free savings account
- 60K+ fee-free ATMs (Walgreens, 7-Eleven, CVS, and more)
- Supports Apple Pay and Google Pay mobile payments
- Free card replacement
- 2 minutes application with no impact on your credit score* * *
These credit cards are designed for people who have poor credit. They offer a variety of special features, which will be of interest to those with a low credit score. Many of the cards report to credit agencies on how the user manages their card account, which means the cardholder can improve their credit over time. Some of the cards offer guaranteed approval and others give an instant decision on your application. There are secured cards available, which require the cardholder to leave funds on deposit with a bank, and unsecured cards which do not. Interest rates and other terms and conditions vary so it is important to check the options presented before making an application. As with other offers you can complete your application securely online.
Cards for Bad Credit Listing
| Card | Stats | Rated | About | Take Action |
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| Pink NetSpend® Visa® Prepaid Card | ||||
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3.8 out of 5 | Pink NetSpend Prepaid Visa debit card issued by Meta Bank offers no credit check, instant decision and accepts bad credit applicants. |
Info Review Benefits Fees |
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| GO2bank | ||||
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4.0 out of 5 | Go2Bank from Green Dot Bank offers secured card with online banking and savings accounts. Go2bank has no monthly fee, credit reporting, and cash back rewards program. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Next Millennium Catalog Shopping Card | ||||
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3.5 out of 5 | The Next Millennium shopping card is a unique shopping card that comes with more than just exclusive buy here pay later shopping experiences, but also a number of benefits that make life easier and also save a great deal of money on specific needs. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Walmart MoneyCard® | ||||
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4.5 out of 5 | In the confusing world of financial products, it might be nice to know that one of the largest retailers on the planet is getting in the game with simple products, like the Walmart MoneyCard MasterCard Prepaid Card, that could help you manage your money. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Current Build Visa® Credit Card | ||||
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4.0 out of 5 | Presenting the Current Build Visa Card, a standout in today's fintech environment. Made for today's discerning user, it eliminates age-old financial constraints, ensuring credit-building is hassle-free. With features like rapid wage access and expansive ATM networks, it's a testament to contemporary banking. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Surge® Platinum Mastercard® | ||||
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3.5 out of 5 | The latest Surge Platinum financial product is designed for those looking for an alternative credit card product that offers a path to a strong credit rating and a faster approval process. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Stoneberry Credit Catalog Shopping Card | ||||
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3.5 out of 5 | Stoneberry credit features a fast application and can be used in 5 different online stores - Stoneberry, Mason Easy Pay, K. Jordan, Masseys, and Fith & Glam Beauty. Repayments are as low as 5.99 USD per month. |
Info Review Benefits Fees |
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| Reflex® Platinum Mastercard® | ||||
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4.0 out of 5 | Celtic Bank issued, the Reflex Mastercard credit card offers $300-$750 unsecured credit depending on your creditworthiness. The card reports to all major credit bureaus but has higher than average fees. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Perpay Credit | ||||
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3.5 out of 5 | Experience a seamless shopping experience with Perpay's online store, designed to help you build your credit score while enjoying a wide selection of products. Perpay takes care of your credit-building journey by reporting to all three Credit Bureaus monthly, ensuring that your responsible shopping habits contribute to a better credit score. With almost instant store credit approval, you can begin exploring Perpay's vast product range and make your purchases with confidence. Take advantage of this smart shopping solution and elevate your credit score with every purchase. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| First Access Visa® Card | ||||
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3.5 out of 5 | The First Access Visa Card is an empowering financial tool that opens a world of possibilities, even for those with less-than-perfect credit. With rapid credit decision-making, a user-friendly app, and an appealing rewards program, it becomes an indispensable tool in the journey towards financial independence. The card is designed to provide a lifeline for individuals facing credit challenges. Accepted across millions of locations, it provides not only purchasing power but also the convenience of easy and secure online payments. With First Access Visa Card, you can pave the way to a more promising financial future, free from the constraints of past credit mistakes. |
Info Review Benefits Fees |
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| Merrick Bank Secured Credit Card | ||||
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4.5 out of 5 | The Merrick Bank Secured Mastercard® offers a $200-$5,000 secured limits depending on your initial deposit. The card is easy to apply and has no setup fees. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| SoFi Money® World Debit Mastercard® | ||||
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4.5 out of 5 | Info Review Benefits Fees | |
| Apply Now | Read More | ||||
| PCB Secured Visa® Credit Card | ||||
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3.5 out of 5 | Info Review Benefits Fees | |
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| FIT™ Platinum Mastercard® | ||||
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3.5 out of 5 | Fit Platinum Mastercard credit card from the Bank of Missouri features a $400 unsecured credit line and instant online decision. This Mastercard card reports to 3 major credit bureaus, has high fees and accepts bad credit applications. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Secured Chime Credit Builder Visa® Credit Card | ||||
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4.0 out of 5 | Info Review Benefits Fees | |
| Apply Now | Read More | ||||
| TOTAL Visa® Credit Card | ||||
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3.5 out of 5 | The Total Visa® card is a credit card for people with "less than perfect" credit. With Instant Online Decisions, you may be approved in minutes |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| OpenSky® Secured Visa® | ||||
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4.5 out of 5 | Open Sky is a secured credit card allowing consumers receive the full benefits of a visa card. Credit reporting ensures cardholders with good repayment build credit history over time. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Merit Platinum Card | ||||
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4.0 out of 5 | Merit Platinum Card is the perfect convenience tool for shopping. This platinum card allows one to be able to shop at their online store with a free line of credit. |
Info Review Benefits Fees |
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| Unique Platinum | ||||
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4.5 out of 5 | The Unique Platinum card is a merchandise line of credit that allows you to charge merchandise to the card and make payments to pay it off. In addition to this access to credit and merchandise choices, cardholders are provided with a number of exclusive services. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
Featured Card
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