Universal Rewards Credit Cards

Featured Universal Rewards Credit Card: Upgrade Cash Rewards Visa®
  • Upgrade Cash Rewards Visa
  • Rated: 4.0 out of 5
  • Intro APR: N/A*
  • Regular APR: 14.99% - 29.99%*
  • Annual Fee: $0*

- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- 1.5% unlimited cash back on every purchase
- No annual fee
- See if you qualify in seconds with no impact to your credit score
- Combine the flexibility of a card with the predictability of a personal loan
- Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more
- Up to 10% cash back from your favorite brands with Upgrade Shopping
- Contactless payments with Apple Pay® and Google Wallet™
- Mobile app to access your account anytime, anywhere
- Use your card anywhere Visa is accepted
- Relax knowing that you are protected in case of unauthorized transactions with Visa's Zero Liability Policy

* * *

Upgrade Visa card from Sutton Bank combines credit card features with the low-cost predictability of a personal loan and offers a signature card with no annual fee and fast approval. Read more...

These Reward credit cards offer a variety of incentives and other benefits to the cardholder. There is a range of reward options that should appeal to and meet the needs of most applicants. By using one of these cards for making your day to day purchases in the normal way you can gain valuable redeemable cash back points, attract travel discounts and other benefits. It is a good idea to compare the types of rewards on offer from each card before deciding which one is most suitable for your lifestyle and financial circumstances. Once you have found the card that gives the most value to you, you can apply securely online and in most cases get a quick response to your application.



Universal Rewards Credit Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
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Deserve EDU
Deserve EDU
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 22.49% (V)*
  • Annual Fee: $0*
4.5 out of 5

Celtic Bank Deserve edu Mastercard credit card offers students an ordinary cashback program, no annual fee, free 1yr Amazon Students Prime membership, and additional benefits.

Info Review Benefits Fees
Sofi World Elite Mastercard®
Sofi World Elite Mastercard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 12.99% - 24.99% (V)*
  • Annual Fee: $0*
3.5 out of 5

Sofi Credit Card issued by The Bancorp Bank comes with no annual fee, unlimited 4% crypto back rewards, and online pre-qualification.

Info Review Benefits Fees
Albert Mastercard® Debit Card
Albert Mastercard Debit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
4.5 out of 5

Discover the advantages of the Albert Mastercard Debit Card, a financial solution designed to empower users with innovative tools and resources for better money management and financial well-being.

Info Review Benefits Fees
First Progress Platinum Select Mastercard® Secured Credit Card
First Progress Platinum Select Mastercard Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 18.49% (V)*
  • Annual Fee: $39*
4.5 out of 5

Everyone needs good credit, but it's not always easy to get. Whether you are new to credit or have experienced some issues in the past, the First Progress Secured Platinum Select Mastercard could help you establish the credit you need to qualify for more substantial borrowing.

Info Review Benefits Fees
First Progress Platinum Prestige Mastercard® Secured Credit Card
First Progress Platinum Prestige Mastercard Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 14.49% (V)*
  • Annual Fee: $49*
4.5 out of 5

The First Progress Secured Prestige Mastercard is a full-featured credit card with credit limits up to $2,000*. Your credit limit is determined by the amount of your security deposit, not your credit score or history!

Info Review Benefits Fees
Extra Debit Card
Extra Debit Card
  • Intro APR: N/A
  • Intro APR Period: *
  • APR: N/A*
  • Annual Fee: See Terms*
4.0 out of 5

Empower your financial journey with the Extra Debit Card, a unique tool designed to help improve your credit history, seamlessly connect with your bank account, and allow you to earn reward points on the go.

Info Review Benefits Fees
Blue Business Cash™ Card from American Express
Blue Business Cash Card from American Express
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 13.24% - 21.49% (V)*
  • Annual Fee: $0*
4.5 out of 5

Info Review Benefits Fees
Discover it® chrome Credit Card - 18 months intro
Discover it chrome Credit Card - 18 months intro
  • Intro APR: 0%
  • Intro APR Period: 18 months on BT*
  • APR: 10.99% - 20.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

Ever wanted to transfer your balance but didn't know where to? This Discover it chrome Card delivers a 18 Month Promotional Balance Transfer period with 0% intro APR on balance transfers.

Info Review Benefits Fees
PenFed Premium Travel Rewards American Express® Card
PenFed Premium Travel Rewards American Express Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The PenFed Premium Travel Rewards American Express Card is a credit card designed to give cardholders more. With opportunities to earn and receive rewards and benefits, this high-end card is a must-have.

Info Review Benefits Fees
PenFed Visa Platinum Cash Rewards Card
PenFed Visa Platinum Cash Rewards Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

The PenFed Visa Platinum Gas / Cash Rewards Cards is a credit card for eligible United States residents looking for a card that offers more. This card has many attractive features including a free rewards program.

Info Review Benefits Fees



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