Instant Decision Credit Cards

Featured Instant Decision Credit Card: Fingerhut Credit Account
  • Fingerhut Credit Account
  • Rated: 4.4 out of 5
  • Intro APR: N/A*
  • Regular APR: See Terms*
  • Annual Fee: N/A*

- Shop over 500,000 items from great brands like Samsung, KitchenAid and Dewalt
- Build New Credit History - card reports on-time payments to all 3 credit bureaus
- Take advantage of low monthly payments(1) with a WebBank/Fingerhut Credit Account
- Fast, easy online application process and a quick decision
- (1)If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
- See website for complete Terms & Conditions

* * *

The Fingerhut Credit shopping card is reasonably easy to obtain and provides simple cardholder benefits. It is only accepted by Fingerhut for the purchase of their merchandise and is available to only U.S. residents. Read more...

The cards featured here include products designed to meet the needs of individuals who may have a good or bad credit background. Your application for one of these instant decision cards involves a simple, secure online process and in most cases you will have your decision within a couple of minutes. However, if you do not have a good credit history the card issuer may need more time, and perhaps even more information, before deciding whether or not to accept your application. The cards offer a wide variety of options in both terms and conditions and the incentive packages available, so you should find one that meets your needs and lifestyle. Take advantage of the instant decision available and apply securely online now.



Instant Decision Credit Cards Listing

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DeLuxe Signature Shopping Credit Card
DeLuxe Signature Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
3.5 out of 5

The DeLuxe Signature Card is a line of credit merchandise card that allows individuals to purchase high-end merchandise at a discount and through monthly installments. With no interest on purchases and a low monthly account maintenance fee, this is a program with a number of benefits.

Info Review Benefits Fees
First Access Visa® Card
First Access Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: See Terms*
3.5 out of 5

First Access credit card features full VISA card benefits, accepts all applications, reports credit and provides decision in 60 seconds. Apply online now!

Info Review Benefits Fees
First Latitude Mastercard® Secured Credit Card
First Latitude Mastercard Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 26.74% (V)*
  • Annual Fee: $0*
4.0 out of 5

First Latitude Mastercard Secured card from Synovus Bank offers no annual fee, instant online application with up to $2000 credit line and reports to main 3 credit Bueraus monthly.

Info Review Benefits Fees
Assent Platinum Mastercard® Secured Credit Card
Assent Platinum Mastercard Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.74% (V)*
  • Annual Fee: See Terms*
4.0 out of 5

Assent Platinum Mastercard Secured card from Synovus Bank offers instant online application, $2000 credit line and monthly credit reporting.

Info Review Benefits Fees
Horizon Gold
Horizon Gold
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
3.5 out of 5

The Horizon Gold Credit Card is a line of credit charge card that gives cardholders the ability to buy products from the Horizon store. There is no APR on the card and payments are made each month just like with a traditional credit card. There are also a number of convenience programs offered to cardholders whose accounts remain current.

Info Review Benefits Fees
Total VISA® Credit Card (Pets)
Total VISA Credit Card (Pets)
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: See Terms*
3.5 out of 5

The Total Visa® credit card with Pets design is a credit card for people with "less than perfect" credit. The card offers instant online decisions and approvals in minutes

Info Review Benefits Fees
Green Dot primor® Visa® Gold Secured Credit Card
Green Dot <i>primor</i> Visa Gold Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $49*
4.5 out of 5

In recent years, we've learned that cash isnt always king, especially in our new technologically driven society. The Green Dot primor Visa Secured Gold credit card is the first choice for many Americans who are seeking safety, convenience and financial options.

Info Review Benefits Fees
Total VISA® Credit Card
Total VISA Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: See Terms*
3.5 out of 5

The Total Visa® card is a credit card for people with "less than perfect" credit. With Instant Online Decisions, you may be approved in minutes

Info Review Benefits Fees
Green Dot primor® Mastercard® Gold Secured Credit Card
Green Dot <i>primor</i> Mastercard Gold Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $49*
3.8 out of 5

The American financial sector is designed to meet the needs of consumers and many of those needs are met with credit cards. The Green Dot primor secured Mastercard Gold credit card provides an affordable way for consumers to make the most of their buying power.

Info Review Benefits Fees
First Progress Platinum Elite Mastercard® Secured Credit Card
First Progress Platinum Elite Mastercard Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 20.74%*
  • Annual Fee: $29*
4.5 out of 5

The First Progress Platinum Elite Mastercard Secured credit card is designed for those with no or poor credit. The online application is simple and a card can be received in 5 days. A refundable deposit will be required to secure the credit line that is granted on the card.

Info Review Benefits Fees
FlexShopper Shopping Credit Card
FlexShopper Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
4.0 out of 5

FlexShopper shopping card offers high credit with no hidden fees or long term commitment. Application is instant and online.

Info Review Benefits Fees
Freedom Gold Card
Freedom Gold Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
3.5 out of 5

The Freedom Gold Shopping card is an easy card to obtain and it gives you a number of perks that you would expect from a card issued by Horizon Card Services. You receive exclusive benefits with your membership in addition to the ability to obtain quality merchandise.

Info Review Benefits Fees
Net First Platinum
Net First Platinum
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
3.0 out of 5

The Net First Platinum Shopping card gives its members the ability to receive name brand merchandise without paying interest, as well as obtain a wide range of benefits that are designed to save money rather than cost money.

Info Review Benefits Fees
Tampa Bay Buccaneers Extra Points Credit Card
Tampa Bay Buccaneers Extra Points Credit Card
  • Intro APR: See Terms
  • Intro APR Period: See Terms*
  • APR: See Terms*
  • Annual Fee: See Terms*
4.0 out of 5

You will enjoy football in the Sunshine State just a little more next season when you use this card to earn rewards that will come in handy after opening kickoff. In the off season, though, you will enjoy a simple earnings schedule and some of the best, most convenient benefits on the market today.

Info Review Benefits Fees
Matrix MasterCard® credit card
Matrix MasterCard credit card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: See Terms*
4.0 out of 5

Matrix MasterCard credit card from Mid America Bank & Trust Company make sit possible for those with limited credit to apply and carry full benefits MasterCard that can help to build credit and reports to all 3 credit Bureaus.

Info Review Benefits Fees
Emporium Card
Emporium Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: $0*
4.0 out of 5

The Emporium Preferred account provides credit for those with limited credit score. If you have a minimum of $1500 monthly income you can get up to $5000 shopping credit.

Info Review Benefits Fees
Discover it® chrome Credit Card - 18 months intro
Discover it chrome Credit Card - 18 months intro
  • Intro APR: 0%
  • Intro APR Period: 18 months on BT*
  • APR: 10.99% - 20.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

Ever wanted to transfer your balance but didn't know where to? This Discover it chrome Card delivers a 18 Month Promotional Balance Transfer period with 0% intro APR on balance transfers.

Info Review Benefits Fees
Tennessee Titans Extra Points Credit Card
Tennessee Titans Extra Points Credit Card
  • Intro APR: See Terms
  • Intro APR Period: See Terms*
  • APR: See Terms*
  • Annual Fee: See Terms*
4.0 out of 5

The Tennessee Titans is one of the newest franchises in the NFL, a result of the relocation of the Houston Oilers. Professional football fans in the Volunteer State, then, have had much to celebrate over the past decade, or so, since the expansion, but this credit card could add to the celebration.

Info Review Benefits Fees
Soar Platinum Shopping Credit Card
Soar Platinum Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
4.0 out of 5

The Soar Platinum card offers up to $1000 merchandise line of credit. No Application Denied for Bad Credit!

Info Review Benefits Fees



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