Instant Decision Credit Cards

Featured Instant Decision Credit Card: FlexShopper Shopping Credit Card
  • FlexShopper Shopping Credit Card
  • Rated: 4.0 out of 5
  • Intro APR: N/A*
  • Regular APR: 0.00%*
  • Annual Fee: N/A*

- Get 30-60% off on selected tablets, computers, TVs, video games, outdoor, fitness, and other products.
- Bad credit OK
- NO money down
- NO credit required
- NO upfront payment
- NO hidden fees
- Up to $2,500 credit line
- Approval in minutes
- Top Product Categories: Electronics, Appliances, Computers and more

* * *

FlexShopper shopping card offers high credit with no hidden fees or long term commitment. Application is instant and online. Read more...

The cards featured here include products designed to meet the needs of individuals who may have a good or bad credit background. Your application for one of these instant decision cards involves a simple, secure online process and in most cases you will have your decision within a couple of minutes. However, if you do not have a good credit history the card issuer may need more time, and perhaps even more information, before deciding whether or not to accept your application. The cards offer a wide variety of options in both terms and conditions and the incentive packages available, so you should find one that meets your needs and lifestyle. Take advantage of the instant decision available and apply securely online now.



Instant Decision Credit Cards Listing

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Surge Mastercard® Credit Card
Surge Mastercard Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: See Terms*
3.5 out of 5

The latest Surge financial product is designed for those looking for an alternative credit card product that offers a path to a strong credit rating and faster approval process.

Info Review Benefits Fees
DeLuxe Signature Shopping Credit Card
DeLuxe Signature Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
3.5 out of 5

The DeLuxe Signature Card is a line of credit merchandise card that allows individuals to purchase high-end merchandise at a discount and through monthly installments. With no interest on purchases and a low monthly account maintenance fee, this is a program with a number of benefits.

Info Review Benefits Fees
Reflex Mastercard® Credit Card
Reflex Mastercard Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: See Terms*
4.0 out of 5

Celtic Bank issued Reflex Mastercard credit card offers up to $500 unsecured credit depending on your creditworthiness. The card reports to all major credit bureaus but has higher than average fees.

Info Review Benefits Fees
Merrick Bank Secured Visa® credit card
Merrick Bank Secured Visa credit card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.45% (V)*
  • Annual Fee: $36*
4.5 out of 5

The Merrick Bank Secured Visa® Credit Card offers a $200-$5,000 secured limits depending on your initial deposit. The card is easy to apply and has no setup fees.

Info Review Benefits Fees
First Access Visa® Card
First Access Visa Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: See Terms*
3.5 out of 5

First Access credit card features full VISA card benefits, accepts all applications, reports credit and provides decision in 60 seconds. Apply online now!

Info Review Benefits Fees
Deserve Edu
Deserve Edu
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 20.24% (V)*
  • Annual Fee: $0*
4.5 out of 5

Celtic Bank Deserve edu Mastercard credit card offers students an ordinary cashback program, no annual fee, free 1yr Amazon Students Prime membership, and additional benefits.

Info Review Benefits Fees
FamZoo Prepaid Mastercard® Debit Card for Teens
FamZoo Prepaid Mastercard Debit Card for Teens
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: See Terms*
4.0 out of 5

Famzoo prepaid debit card the teen card features Mastercard benefits, up to $5000 secured limit and no application fee

Info Review Benefits Fees
First Latitude Mastercard® Secured Credit Card
First Latitude Mastercard Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 25.99% (V)*
  • Annual Fee: $0*
4.0 out of 5

First Latitude Mastercard Secured card from Synovus Bank offers no annual fee, instant online application with up to $2000 credit line and reports to main 3 credit Bueraus monthly.

Info Review Benefits Fees
Fit Mastercard® Credit Card
Fit Mastercard Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: See Terms*
  • Annual Fee: See Terms*
3.5 out of 5

Fit Mastercard credit card from Bank of Missouri features $400 unsecured credit line and instant online decision. This Mastercard card reports to 3 major credit bureaus, has high fees and accept bad credit applications.

Info Review Benefits Fees
Horizon Gold Shopping Credit Card
Horizon Gold Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
3.5 out of 5

The Horizon Gold Credit Card is a line of credit charge card that gives cardholders the ability to buy products from the Horizon store. There is no APR on the card and payments are made each month just like with a traditional credit card. There are also a number of convenience programs offered to cardholders whose accounts remain current.

Info Review Benefits Fees
Indigo® Mastercard® with Fast Pre-qualification
Indigo Mastercard with Fast Pre-qualification
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.90%*
  • Annual Fee: See Terms*
4.0 out of 5

The Indigo® Mastercard® with Fast Pre-qualification features premium MC benefits, Fast Pre-qualification and credit reporting.

Info Review Benefits Fees
Green Dot primor® Visa® Gold Secured Credit Card
Green Dot <i>primor</i> Visa Gold Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $49*
4.5 out of 5

In recent years, we've learned that cash isnt always king, especially in our new technologically driven society. The Green Dot primor Visa Secured Gold credit card is the first choice for many Americans who are seeking safety, convenience and financial options.

Info Review Benefits Fees
Milestone® Mastercard® - Unsecured For Less Than Perfect Credit
Milestone Mastercard - Unsecured For Less Than Perfect Credit
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.90%*
  • Annual Fee: See Terms*
4.0 out of 5

Milestone Mastercard card (Unsecured For Less Than Perfect Credit) issued by Genesis Bankcard Services offers attractive benefits package and fast online pre-qualification process.

Info Review Benefits Fees
CCU Visa® Debit Card
CCU Visa Debit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: $0*
4.5 out of 5

CCU Visa debit card from Consumers Credit Union comes along the rewards checking account, has no fees and stored value benefits

Info Review Benefits Fees
Indigo® Mastercard® for Less than Perfect Credit
Indigo Mastercard for Less than Perfect Credit
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.90%*
  • Annual Fee: See Terms*
4.0 out of 5

The Indigo® Mastercard® for Less than Perfect Credit features premium benefits, instant pre-approval and credit reporting.

Info Review Benefits Fees
Green Dot primor® Mastercard® Gold Secured Credit Card
Green Dot <i>primor</i> Mastercard Gold Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $49*
3.8 out of 5

The American financial sector is designed to meet the needs of consumers and many of those needs are met with credit cards. The Green Dot primor secured Mastercard Gold credit card provides an affordable way for consumers to make the most of their buying power.

Info Review Benefits Fees
First Progress Platinum Elite Mastercard® Secured Credit Card
First Progress Platinum Elite Mastercard Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% (V)*
  • Annual Fee: $29*
4.5 out of 5

The First Progress Platinum Elite Mastercard Secured credit card is designed for those with no or poor credit. The online application is simple and a card can be received in 5 days. A refundable deposit will be required to secure the credit line that is granted on the card.

Info Review Benefits Fees
Indigo® Unsecured Mastercard® Credit Card
Indigo Unsecured Mastercard Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.90%*
  • Annual Fee: See Terms*
4.0 out of 5

The Indigo® Unsecured Mastercard® offers attractive Mastercard benefits, fast pre-qualification, low fees and credit reporting.

Info Review Benefits Fees
Indigo® Platinum Mastercard®
Indigo Platinum Mastercard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 24.90%*
  • Annual Fee: See Terms*
4.0 out of 5

The Indigo® Platinum Mastercard® from Genesis Bankcard Services features premium benefits pack, online pre-approval and instant application.

Info Review Benefits Fees



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