Credit Card Articles

The Next Millennium Card Gives Exclusive Shopping Benefits

August 15, 2014 by CreditCardsCo™

Everyone wants to have nice things and the Next Millennium Shopping Card helps people have the things that they want. Through the My Unique Outlet online store, members have access to name brand merchandise at good prices. With the credit line, they can have it now before paying in full.

Next Millennium is a shopping card that gives its cardholders a line of credit that can be spent in the exclusive online store. To get the card, there are no credit checks or credit turndowns, which means receipt of the card is guaranteed as long as the rules to obtain it are followed. It uses the "buy now, pay later" concept so that cardholders can buy the desired products now and pay for them at a later date.

With a card that gives a guaranteed line of credit, name brand products can be acquired for exclusive prices and the monthly payments are low. The monthly payment is a set amount and the enrollment fee is only charged when the account is opened. Furthermore, there are no interest charges.

To qualify for the card, you must be a U.S. citizen at least 18 years of age with no bankruptcy in process. It is very important to review the terms and conditions of the card because there are some states where membership is not available. If you meet the basic qualifications and your state is not on the list of excluded states, then you can apply for this card.

The Application Process

The application process is very simple in that you fill out your basic information, contact information, whether or not you have a checking account, and whether or not you would like to have a free credit consultation. Once you fill out this information and certify that you are a resident of the U.S. of at least 18 years of age and that you agree to the privacy policy and that marketing partners may be allowed to contact you, you can submit the application. You will then be forwarded to the area where you pay the enrollment fee that will get you started toward using your line of credit.

Card Costs

There is no interest on the card, so there is no fixed or variable APR on the card. There is also no transaction fee for purchases or a minimum finance charge. The fees include a late fee and a fee for returned checks.

As for how payments work, you can purchase items for low monthly fees. However, you may be required to pay a higher monthly payment if you use the entire credit line. Of course, you have to pay the necessary fees for enrollment before this can happen. The enrollment fee is a one-time fee that is paid before the account can be used. After that, there is a monthly membership fee that enables cardholders to keep their membership so they can continue to use the exclusive online store to receive quality merchandise for the best prices.

The initial enrollment fee and the monthly membership fee are both paid via a debit card rather than from the account itself like a traditional credit card. This means that a credit or debit card will need to be on file.

My Unique Outlet

My Unique Outlet is the store in which you can find the merchandise you want for lower prices than you can find in other places. The types of merchandise that you can buy include tablets, iPods, televisions, video game consoles, kitchen items, jewelry, toys, patio and outdoor, health and beauty, and much more. You can obtain the most popular products without having to pay full price all at once. This gives you the opportunity to enjoy merchandise that you may not have been able to enjoy otherwise.

Shopping Card Benefits

There are a number of benefits to this shopping card, such as roadside assistance. The roadside assistance service includes towing, lock-out assistance, tire change, fluid delivery, jump starts, and winching. Roadside assistance services are available 24/7.

If you need legal assistance for one reason or another, you receive that as well with the card. There is no time limit on initial phone consultations for new legal matters, no time limit on initial face-to-face consultations for new legal matters, up to 6 pages of legal documents can be reviewed, a Simple Will can be created for you and your family, plan attorneys help individuals represent themselves in small claims court, and assistance is provided when facing issues with government programs. By taking advantage of these services, you save a great deal of money on legal fees, which maximizes the savings offered by the card.

The last set of discounts involves daily deal discounts. You can receive discounts in over 6,000 cities around the world. These discounts can be personalized to meet your specific needs so that you receive discounts that are more in-tune with your interests. If you need help finding these deals, there is a mobile application available that helps you find the discounts. This gives you even more opportunities to save money, thus allowing the card to pay for itself again and again.

You also get the cooperation that you would expect from a card company if the account is used fraudulently or if there are unauthorized charges in your credit or debit account that you associate with the Next Millennium account. This means full cooperation with law enforcement in the case that there is any sort of fraudulent activity. There are just a few steps for you to follow, such as providing the police report to Next Millennium so that the fraudulent activity can be properly reviewed and the appropriate action taken.


The Next Millennium Shopping Card gives individuals a wide range of exclusive benefits outside of the chance to shop in the My Unique Outlet online store. Not only do cardholders get a low enrollment and low membership fee, but the payments are low as well while taking advantage of money saving opportunities.

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