LANPASS Visa Signature® Credit Card

The LANPASS Visa Signature Card makes it more affordable to travel. The card is easy to apply for and has an online application. A credit decision is often provided within seconds of submitting the application. The card is a Signature Visa, which also means that it is equipped with more features to save cardholders more money throughout the year.

There is no spending limit preset on the card. This allows cardholders to buy at their discretion without being limited by a credit line. The card can be used virtually anywhere, providing many spending opportunities around the globe - gas stations, grocery stores, hotels, restaurants and countless other locations.

The Visa can be used at merchants around the globe, online and for phone transactions. With ever purchase, a LAN mile is earned. There is no cap to the number of miles that can be earned. Additional miles can be earned in the introductory period, with balance transfers, with the anniversary of the card each year as well as when the card is used to purchase LAN tickets.

The miles can be used for a variety of things. This includes free tickets on LAN as well as hotel stays, car rentals and other travel opportunities. Other benefits for cardholders include discounts on LAN tickets, bonus flight miles as well as upgrade coupons. These can all be used at the discretion of the cardholder. They do not carry over from year to year, so cardholders are encouraged to use them to avoid losing out on them.

Other benefits are due to the Signature Visa. This includes concierge services for dining, shopping and travel, purchase security as well as warranty services. For purchases made on the card, there is a purchase protection that will reimburse the cardholder the cost of the item if it is damaged or stolen. An extended warranty up to one year can also be provided on everything.

Travel perks include many things at no additional cost. There is a collision damage waiver for all rental cars. There is free travel accident insurance as well as assistance services when traveling if there is any kind of emergency. Roadside dispatch is also available, which can help in the event of breaking down on the side of the road.

All communication in print, online and over the phone is available in English or Spanish. With two languages, it ensures that all cardholders are able to communicate in the language they are most comfortable with. Live representatives can answer questions in either language and even the online account details can be provided in either language

There is a low annual fee and a low APR for purchases and balance transfers. Cardholders can save a considerable amount of money throughout the year. As a result, the annual fee is essentially paid for in all of the savings. The APR also makes it easy for cardholders to stay out of debt with interest charges. Interest charges can also be eliminated entirely if the account balance is paid in full at the end of every month.

Account management is made possible with an online portal and a secure connection with username and password. Cardholders can log on at their convenience 24/7 to get current information about balances, credit line availability and more. The account bill can be scheduled in advance and done so online so a check does not have to be mailed. Statements can be viewed on the computer screen or downloaded to the computer for digital records. Customer service can also be contacted via the internet to ask non-pertinent questions about the account.

The online application can be completed within minutes. The only requirement is that a person is at least 18 years of age. Upon credit approval, they are sent out the card, which can then be activated.

The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.