Top Rated Credit Cards

Featured Top Rated Credit Card: ACE Flare™ Account by MetaBank
  • ACE Flare Account by MetaBank
  • Rated: 4.5 out of 5
  • Intro APR: N/A*
  • Regular APR: 0.00%*
  • Annual Fee: See Terms*

- Join the Fight Against Breast Cancer. Official Sponsor of the National Breast Cancer Foundation (NBCF).
- Need your money before payday? Get paid up to 2 days faster with direct deposit.*
- Mobile account access - available on GooglePlay and Apple App Store.
- Earn up to 6.00% Annual Percentage Yield (APY) with an optional Savings Account, earn up to 6.00% Annual Percentage Yield (APY)
- Optional debit card overdraft service
- Get payback rewards when you use spacial deals
- Since 2016, purchases from the ACE Elite Card have contributed to over $2+ million towards NBCF's early detection screening program for those in need.

* * *

The ACE Flare Account by MetaBank is a prepaid debit card that is designed to keep the cardholder from spending more money than what they earn or deposit onto the card. This card is an effective way to control debt by spending according to an individual’s budget rather than spending more than what they make. In addition, using the card will result in a certain portion going to Breast Cancer Awareness activities. Read more...

Top rated cards are those credit and debit cards which we consider to be ahead of the competition by way of lowered interest rates, favorable rewards program, enjoyable card benefits, long term intro APR periods, or popularity with card users. These cards are worth every penny to individuals seeking cards based on credit rating, history, and credit needs. Many of the following cards will offer an introductory APR period based on credit worthiness of the applicant. Being uninvolved with the application process of all cards reviewed and mentioned on this site, we can offer no indication to an applicant's acceptance or denial of a card application except through regular information such as the niche credit market a card was created for.



Top Rated Credit Cards Listing

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NetSpend® Visa® Prepaid Card
NetSpend Visa Prepaid Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
4.5 out of 5

The NetSpend Visa Prepaid Debit Card is easy to get. The benefits are simple, and the card is accepted at locations worldwide that accept Visa credit cards. This is the ideal way for someone with poor credit to use a card just like a credit card.

Info Review Benefits Fees
NetSpend® Visa® Prepaid Card (Blue Card Design)
NetSpend Visa Prepaid Card (Blue Card Design)
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: N/A*
4.5 out of 5

Blue NetSpend Prepaid Visa debit credit card issued by Meta Bank features no credit check and instant online decision for bad credit applicants.

Info Review Benefits Fees
Merrick Bank Secured Visa® from Merrick Bank
Merrick Bank Secured Visa from Merrick Bank
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.45% (V)*
  • Annual Fee: $36*
4.5 out of 5

The Merrick Bank Secured Visa® Credit Card offers a $200-$5,000 secured limits depending on your initial deposit. The card is easy to apply and has no setup fees.

Info Review Benefits Fees
Deserve EDU
Deserve EDU
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 18.74% (V)*
  • Annual Fee: $0*
4.5 out of 5

Celtic Bank Deserve edu Mastercard credit card offers students an ordinary cashback program, no annual fee, free 1yr Amazon Students Prime membership, and additional benefits.

Info Review Benefits Fees
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Applied Bank Secured Visa Gold Preferred Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99%*
  • Annual Fee: $48*
4.5 out of 5

The Applied Bank® Secured Visa® Gold Preferred® Credit Card gets your credit started with a $200-$1,000 limit depending on your initial deposit. The card is easy to obtain online.

Info Review Benefits Fees
OpenSky® Secured Visa® Credit Card
OpenSky Secured Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 17.39% (V)*
  • Annual Fee: $35*
4.5 out of 5

Open Sky is a secured credit card allowing consumers receive the full benefits of a visa card. Credit reporting ensures cardholders with good repayment build credit history over time.

Info Review Benefits Fees
Unique Platinum Shopping Credit Card
Unique Platinum Shopping Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
4.5 out of 5

The Unique Platinum card is a merchandise line of credit that allows you to charge merchandise to the card and make payments to pay it off. In addition to this access to credit and merchandise choices, cardholders are provided with a number of exclusive services.

Info Review Benefits Fees
Consumers Credit Union Visa® Debit Card
Consumers Credit Union Visa Debit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 0.00%*
  • Annual Fee: $0*
4.5 out of 5

CCU Visa debit card from Consumers Credit Union comes along the rewards checking account, has no fees and stored value benefits

Info Review Benefits Fees
First Progress Platinum Select Mastercard® Secured Credit Card
First Progress Platinum Select Mastercard Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 13.99% (V)*
  • Annual Fee: $39*
4.5 out of 5

Everyone needs good credit, but it's not always easy to get. Whether you are new to credit or have experienced some issues in the past, the First Progress Secured Platinum Select Mastercard could help you establish the credit you need to qualify for more substantial borrowing.

Info Review Benefits Fees
First Progress Platinum Elite Mastercard® Secured Credit Card
First Progress Platinum Elite Mastercard Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% (V)*
  • Annual Fee: $29*
4.5 out of 5

The First Progress Platinum Elite Mastercard Secured credit card is designed for those with no or poor credit. The online application is simple and a card can be received in 5 days. A refundable deposit will be required to secure the credit line that is granted on the card.

Info Review Benefits Fees
First Progress Platinum Prestige Mastercard® Secured Credit Card
First Progress Platinum Prestige Mastercard Secured Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 9.99% (V)*
  • Annual Fee: $49*
4.5 out of 5

The First Progress Secured Prestige Mastercard is a full-featured credit card with credit limits up to $2,000*. Your credit limit is determined by the amount of your security deposit, not your credit score or history!

Info Review Benefits Fees
Blue Business Cash™ Card from American Express
Blue Business Cash Card from American Express
  • Intro APR: 0%
  • Intro APR Period: 12 months*
  • APR: 13.24% - 19.24% (V)*
  • Annual Fee: $0*
4.5 out of 5

Info Review Benefits Fees
Discover it® chrome Credit Card - 18 months intro
Discover it chrome Credit Card - 18 months intro
  • Intro APR: 0%
  • Intro APR Period: 18 months on BT*
  • APR: 10.99% - 20.99% (V)*
  • Annual Fee: $0*
5.0 out of 5

Ever wanted to transfer your balance but didn't know where to? This Discover it chrome Card delivers a 18 Month Promotional Balance Transfer period with 0% intro APR on balance transfers.

Info Review Benefits Fees
Upromise® Mastercard®
Upromise Mastercard
  • Intro APR: 0%
  • Intro APR Period: 15 months*
  • APR: As low as 14.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

The Upromise World Mastercard is unique in that it offers cash back percentages at different levels based on the transaction type with the opportunity to double rewards. This card has no annual fee and gives cardholders the opportunity to save their money or spend it as they please.

Info Review Benefits Fees
Merrick Bank Double Your Line™ Platinum Visa® Credit Card
Merrick Bank Double Your Line Platinum Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.45% to 28.45% (V)*
  • Annual Fee: See Terms*
4.5 out of 5

The Merrick Bank Platinum Visa® Credit Card offers double your credit line feature, reasonable fees, and instant decision.

Info Review Benefits Fees
Petal® 2 'Cash Back, No Fees' Visa® Credit Card
Petal 2 'Cash Back, No Fees' Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 12.99% - 26.99% (V)*
  • Annual Fee: $0*
4.5 out of 5

Petal 2 credit card features no annual fee, 2% cashback, up to $10,000 credit limits, credit reporting, and no foreign transaction fees.

Info Review Benefits Fees
Petal® 1 'No Annual Fee' Visa® Credit Card
Petal 1 'No Annual Fee' Visa Credit Card
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: 19.99% - 29.49% (V)*
  • Annual Fee: $0*
4.5 out of 5

Petal 1 credit card features no annual fee, up to 10% cashback, up to $5,000 credit limits, and reports to all 3 major credit bureaus.

Info Review Benefits Fees
Green Dot® Prepaid MasterCard®
Green Dot Prepaid MasterCard
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The Green Dot Prepaid MasterCard is an ideal prepaid debit card for individuals having problems obtaining an unsecure or secured credit card. Transaction charges are modest and highly competitive.

Info Review Benefits Fees
Turbo Visa® Debit Card from TurboTax Intuit
Turbo Visa Debit Card from TurboTax Intuit
  • Intro APR: N/A
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The TurboTax Tax Refund Visa Card is a cost effective option for those individuals who do not have a bank account and who do not have a high enough score to get a traditional credit card account.

Info Review Benefits Fees



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