Credit Card Review & Application
Merrick Bank Secured Visa® from Merrick Bank

- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
- Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Introductory APR: | N/A* |
Introductory Period: | N/A |
APR on Purchases: | 17.45% (variable)* |
Annual Fee: | $36* |
Card Issuer: | Merrick Bank |
Card Network: | VISA® |
Card Category: | Consumer (Secured) |
Card Type: | - Card for Bad Credit - Guaranteed Approval - Instant Decision |
Credit Needed: | Bad Credit OK* |
See Merrick Bank Secured Visa credit card offer application page for other features, benefits, and fees.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
Other Benefits: | * See terms and Conditions |
Credit Reporting: | Yes |
Online Account Access: | Yes |
100% Guarantee Approval: | Yes |
Introductory APR: | N/A* |
Introductory Period: | N/A* |
APR on Purchases: | 17.45% (variable)* |
Annual Fee: | $36* |
Grace Period: | 25 days* |
Min Finance Charge: | $1.00 |
Min Credit Line: | $200 |
Max Credit Line: | $3,000 |
Late Payment Fee: | Up to $40* |
Balance Transfer: | No |
APR Cash Advances: | 22.45% |
Cash Advance Fee: | 4.00% |
Minimum Fee: | $10.00 |
Additional Fees | Return Check Fee: Up to $40 Foreign Trans Fee: 2% Account Set-up Fee: $0 Over Limit: $0 |
Apply Now |
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* The information provided for Merrick Bank Secured Visa® from Merrick Bank is believed to be accurate at the time of evaluation (Feb 26, 2021). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.