Why The Visa Platinum From Credit One Should Be In Your Wallet

Applying for credit is easy. You can apply for the Visa Platinum from Credit One in just a few minutes. More importantly, you can find out if you've been approved in seconds. Then a bountiful amount of features are at your fingertips.

The Buying Power Of Visa

The buying power of Visa is stronger than any other card, including MasterCard. Tens of millions of merchants accept Visa. This means you can take this card anywhere you go and it will be accepted if they accept credit cards. Buy groceries, pay for gas at the pump, book travel reservations, buy gifts online or do anything else and use your credit card.

The power of Visa is also strong when it comes to cash. You can visit any ATM machine with your Visa. Using the PIN provided when you get the card, you can use it just like an ordinary debit card. Only you're getting a cash advance on your card. It's a way to get cash all over the world from any ATM machine.

Platinum Benefits

When you're paying an annual fee, you want platinum benefits. This gives you more benefits than ever before. Such benefits include:

• Travel accident insurance
• Auto Rental Collision Waiver

The travel accident insurance is a great way to save money when you travel. Instead of purchasing travel insurance on your own, it is provided for you as a platinum benefit. As long as you book your travel itinerary on the card, you don't need to do anything additional. This accident insurance provides you with medical benefits in the event of an accident. Should another accident occur that leaves you waiting for your plane or luggage, you can also be reimbursed for hotel stay, clothes and sundries as a result of your itinerary being changed or your luggage being delayed.

If you rent a car and charge it to your Visa, you have additional coverage. The waiver is provided to you at no additional cost. This ensures you don't need to spend extra money with the auto rental company. In the event of an accident, you won't be liable for the repairs – the Visa card will cover you because of the collision damage waiver in place.

Other Perks From Credit One

There are a number of perks to owning the Credit One Platinum Visa. These benefits take place all year long, ensuring you have a way to get whatever you need whenever you want it. Such benefits include:

• Online account management
• Customer service
• Fraud protection
• Credit line reviews

The online account management ensures you have 24/7 access to your account. You can create a custom username and password for your account. Anywhere you have an internet connection, you can log on to check on your account. If you want to know about your balance or available credit, you can find out quickly. You can also choose to download statements and view details on transactions you've made in the past. For added convenience, there is the option to pay your credit card bill online. This saves you a stamp and ensures you pay on time. The online account management tool also gives you the ability to contact customer service.

When you want to speak to a representative live, there is a toll free number. This ensures you get the answers to all your questions. Find out account details, dispute charges and inquire about benefits. A representative is always available to speak to you.

$0 fraud liability is available to you, too. This means that you are covered in the event of any fraudulent activity affecting your card. If a charge shows up that you didn't authorize, it will be removed because of this service. Call customer service and it will be taken off your statement.

You don't need to ask for a credit line increase. Automatic reviews are provided on your account. This can prove to be a valuable perk. You may receive notices throughout the year explaining that your credit line has been increased.

Final Word

The Visa Platinum from Credit One is full of features that you can take advantage of every single day of the year. Best of all, the Visa logo ensures you can always make your purchase. You can ensure you have buying power with this card in your wallet.