Card Review & Application
Applied Bank® Unsecured Classic Visa® Card
- Get Pre-Qualified in Less Than a Minute
- A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
- A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
- No Penalty Rate. Your Rate Won't Go Up Even If You are Late
- Access Additional Credit With On-Time Payments and Responsible Usage
- A True Unsecured EMV enabled (chip) Visa Credit card
- Does not require perfect credit for approval
- Fixed APR and Manageable Monthly Payments
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| Introductory APR: | N/A* |
| Introductory Period: | N/A |
| APR on Purchases: | 29.99% (fixed)* |
| Annual Fee: | See Terms* |
| Card Issuer: | Applied Bank® |
| Card Network: | VISA® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Building Credit - Card for Bad Credit - Damaged Credit - EMV Chip - Instant Decision - Pre-Qualification - Unsecured |
| Credit Needed: | Poor* |
The Unsecured Classic Visa credit card is a great way to get started and build your credit. Applicants begin with the fast online application and then Applied Bank sets the initial credit limit which starts from $300.
Because it's Visa, it is accepted virtually everywhere worldwide, so purchases can be made in stores and online. Plus, card reports to all main credit bureaus so the applicants can begin to establish credit fast. There are processing and annual fees which are rather high.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
| Other Benefits: | *See Terms and Conditions of the card |
| Credit Reporting: | Yes |
| Online Account Access: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | 29.99% (fixed)* |
| Annual Fee: | See Terms* |
| Grace Period: | None* |
| Min Finance Charge: | $0.50 |
| Min Credit Line: | $300 |
| Late Payment Fee: | Up to $38* |
| Balance Transfer: | No |
| APR Cash Advances: | 29.99% |
| Cash Advance Fee: | 5.00% |
| Minimum Fee: | $10.00 |
| Additional Fees | - Processing Fee: $89 (One-time Fee paid prior to account opening) - Annual Fee: $75 (1st yr); after that, $45 annually - Additional Card Fee: $30 - Replacement Card Fee: $30 - Copying Charges: $10 per copy - Stop Payment Fee: $30 - Reinstatement Fee: $50 - International Transaction Fee: 3% |
| Apply Now |
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* The information provided for Applied Bank® Unsecured Classic Visa® Card is believed to be accurate at the time of evaluation (Sep 19, 2022). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.
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