Card Review & Application
First Progress Prestige Mastercard® Secured Credit Card
- Turn Your Tax Refund into a Credit Building Opportunity in 2026!¹ Make Everyday Purchases = Get Rewarded. Make Payments = Get Rewarded.^^
- Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^
- Apply with no impact to your credit!*
- Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
- All credit types welcome to apply!
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- *We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
- *See Important Disclosures for complete offer details
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| Introductory APR: | N/A* |
| Introductory Period: | N/A |
| APR on Purchases: | 13.49% (variable)* |
| Annual Fee: | $49* |
| Card Issuer: | Synovus Bank |
| Card Network: | Mastercard® |
| Card Category: | Consumer (Secured) |
| Card Type: | - Apply by Phone - Building Credit - Card for Bad Credit - Damaged Credit - Low Interest Rate - New to Credit - Reward Card |
| Credit Needed: | Bad Credit OK* |
See Terms and Conditions of First Progress Platinum Prestige Mastercard® Secured Credit Card for more card features, benefits and fees
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
| Reward Type: | - Universal Rewards |
| Reward Unit: | Cash |
| Rewards: | - Up To 10% Cash Back at select merchants - 1% back when you make payments |
| Other Benefits: | *See Terms and Conditions |
| Credit Reporting: | Yes |
| Online Account Access: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | 13.49% (variable)* |
| Annual Fee: | $49* |
| Grace Period: | 25 Days* |
| Min Credit Line: | $200 |
| Max Credit Line: | $2,000 |
| Late Payment Fee: | $41.00* |
| Balance Transfer: | No |
| APR Cash Advances: | 22.49% |
| Additional Fees | Foreign Transaction Fee: 3% Returned Payment: Up to $30.00 |
| Apply Now |
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* The information provided for First Progress Prestige Mastercard® Secured Credit Card is believed to be accurate at the time of evaluation (Jan 29, 2026). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.
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