Card Review & Application


out of 5

- Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
- Building credit starts immediately when you open your account: just pay your bill on time to establish your credit.*
- Reports to all 3 major credit bureaus
- First Latitude is accepted wherever Mastercard® is accepted, online and worldwide!
- Pay 6 months on time and apply to get a second credit card in your wallet!
- *Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 24.24% (variable)*
Annual Fee: See Terms*
Card Issuer: Synovus Bank
Card Network: Mastercard®
Card Category: Consumer (Secured)
Card Type: - Building Credit
- Card for Bad Credit
- Damaged Credit
- No Credit / New to Credit
- No Credit Check
- Reward Card
Credit Needed: Bad Credit OK*

See First Latitude Mastercard Secured Credit Card offer application page for other secured card features, benefits, and fees.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Reward Type: - Universal Rewards
Reward Unit: Cash
Rewards: - 1% Cash Back on all purchases
Expiration: None*
Yearly Limit: None*
Other Benefits: *See terms and Conditions
Credit Reporting: Yes
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 24.24% (variable)*
Annual Fee: See Terms*
Grace Period: 25 days*
Min Finance Charge: $1.50
Min Credit Line: $100
Max Credit Line: $2,000
Late Payment Fee: N/A*
Balance Transfer: No
APR Cash Advances: 29.24%
Cash Advance Fee: 3.00%
Minimum Fee: $10.00
Additional Fees - Annual fee: $25 for the first year, after that $35 annually
- Foreign transaction fee: 3%
- Late Payment: Up to $41
- Returned Payment: Up to $30
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* The information provided for First Latitude Platinum Mastercard® Secured Credit Card is believed to be accurate at the time of evaluation (Jun 6, 2023). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.

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