Card Review & Application


out of 5

- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you're PreQualified with no impact to your credit score
All credit types welcome to apply
- Access to your Vantage 3.0 score from Experian (When you sign up for estatements)
- Initial Credit Limit of from $300 to $1,000 (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required

Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 29.99% (variable)*
Annual Fee: See Terms*
Card Issuer: Celtic Bank
Card Network: Mastercard®
Card Category: Consumer (Regular)
Card Type: - Building Credit
- Card for Bad Credit
- Instant Decision
- Pre-Qualification
- Starter
Credit Needed: Fair*

See Reflex Platinum Mastercard credit card offer application page for other features, benefits, and fees.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Other Benefits: See website for other benefits
Comments: You need to be 18 years or older and have a checking account to apply for this card
Credit Reporting: Yes
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 29.99% (variable)*
Annual Fee: See Terms*
Grace Period: 25 days*
Min Credit Line: $300
Max Credit Line: $1,000
Late Payment Fee: See Terms*
Balance Transfer: No
APR Cash Advances: See Terms
Application Fee: See Terms
Additional Fees - Returned Payment Fee: Up to $41
- Late Payment Fee: Up to $41
- Annual Fee: from $75 to $125
- Late Payment Fee: Up to $41.00
- Return Payment Fee: Up to $41.00
- Monthly Maintenance Fee: $0-$120 annually (billed at $0-$10 per month). The monthly maintenance fee is not billed for the first 12 months.
- Additional Card Fee: $30 (one time, if applicable)
- Foreign Trans Fee: 3% of each transaction in U.S. dollars
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* The information provided for Reflex® Platinum Mastercard® is believed to be accurate at the time of evaluation (Nov 5, 2023). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.

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