Card Review & Application

4.0

out of 5

- Up to $1,000 Initial Credit Limit
- See if you Pre-Qualify with No Impact to your Credit Score
- Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
- Unsecured credit card requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)



Introductory APR: N/A*
Introductory Period: N/A
APR on Purchases: 35.90% (fixed)*
Annual Fee: See Terms*
Card Issuer: Celtic Bank
Card Network: Mastercard®
Card Category: Consumer (Regular)
Card Type: - Building Credit
- Card for Bad Credit
- Instant Decision
- Pre-Qualification
- Starter
Credit Needed: Fair*

See Reflex Platinum Mastercard credit card offer application page for other features, benefits, and fees.

The review prepared by . Opinions expressed therein are solely those of the reviewer.

Other Benefits: See website for other benefits
Comments: You need to be 18 years or older and have a checking account to apply for this card
Credit Reporting: Yes
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 35.90% (fixed)*
Annual Fee: See Terms*
Grace Period: 25 days*
Max Credit Line: $1,000
Late Payment Fee: See Terms*
Balance Transfer: No
APR Cash Advances: 35.90%
Cash Advance Fee: 3.00%
Minimum Fee: $10.00
Application Fee: See Terms
Additional Fees Annual Fee: $75 - $125
Late Payment Fee: Up to $41.00
Return Payment Fee: Up to $41.00
Monthly Maintenance Fee: Credit Limit of $300 or $500: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month)
Additional Card Fee: $30 (one time, if applicable)
Foreign Trans Fee: 3% of each transaction in U.S. dollars
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* The information provided for Reflex® Platinum Mastercard® is believed to be accurate at the time of evaluation (Nov 11, 2024). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.




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