Card Review & Application
Reflex® Platinum Mastercard®
- Up to $1,000 Initial Credit Limit
- See if you Pre-Qualify with No Impact to your Credit Score
- Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
- Unsecured credit card requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Related Cards
| Introductory APR: | N/A* |
| Introductory Period: | N/A |
| APR on Purchases: | 35.90% (fixed)* |
| Annual Fee: | See Terms* |
| Card Issuer: | Celtic Bank |
| Card Network: | Mastercard® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Building Credit - Card for Bad Credit - Instant Decision - Pre-Qualification - Starter |
| Credit Needed: | Fair* |
See Reflex Platinum Mastercard credit card offer application page for other features, benefits, and fees.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
| Other Benefits: | See website for other benefits |
| Comments: | You need to be 18 years or older and have a checking account to apply for this card |
| Credit Reporting: | Yes |
| Online Account Access: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | 35.90% (fixed)* |
| Annual Fee: | See Terms* |
| Grace Period: | 25 days* |
| Max Credit Line: | $1,000 |
| Late Payment Fee: | See Terms* |
| Balance Transfer: | No |
| APR Cash Advances: | 35.90% |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | $10.00 |
| Application Fee: | See Terms |
| Additional Fees | Annual Fee: $75 - $125 Late Payment Fee: Up to $41.00 Return Payment Fee: Up to $41.00 Monthly Maintenance Fee: Credit Limit of $300 or $500: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month) Additional Card Fee: $30 (one time, if applicable) Foreign Trans Fee: 3% of each transaction in U.S. dollars |
| Apply Now |
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* The information provided for Reflex® Platinum Mastercard® is believed to be accurate at the time of evaluation (Mar 19, 2025). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.
