Credit Card Review & Application
Upgrade Visa® Card with Cash Rewards

- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
Introductory APR: | N/A* |
Introductory Period: | N/A |
APR on Purchases: | 8.99% - 29.99% (fixed)* |
Annual Fee: | $0* |
Card Issuer: | Other Issuers |
Card Network: | VISA® |
Card Category: | Consumer (Premium) |
Card Type: | - High Credit Limit - Low Interest Rate - No Foreign Transaction Fee - Pre-Qualification - Reward Card |
Credit Needed: | Fair* |
See Upgrade Visa card application page for other features, benefits, and fees.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
Reward Types: | - Cash Back Rewards - Universal Rewards |
Reward Unit: | Cash |
Rewards: | - 1.5% unlimited cash back on card purchases every time you make a payment |
Expiration: | None* |
Yearly Limit: | None* |
Other Benefits: | *See Terms and Conditions for other benefits |
Credit Reporting: | Yes |
Online Account Access: | Yes |
Introductory APR: | N/A* |
Introductory Period: | N/A* |
APR on Purchases: | 8.99% - 29.99% (fixed)* |
Annual Fee: | $0* |
Grace Period: | N/A* |
Min Credit Line: | $500 |
Max Credit Line: | $50,000 |
Late Payment Fee: | $0.00* |
Balance Transfer: | No |
Opening Minimum: | $0.00 |
Application Fee: | $0.00 |
ATM Fee: | $0.00 |
Additional Fees | Foreign Transaction Fee: $0 Return Payment Fee: $0 |
Apply Now |
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* The information provided for Upgrade Visa® Card with Cash Rewards is believed to be accurate at the time of evaluation (Mar 12, 2021). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.