Card Review & Application
Upgrade Triple Cash Rewards Visa®
- $200 bonus bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- 3% unlimited cash back on every purchase in Home, Health, and Auto categories
No annual fee
- Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
- Up to 10% cash back from your favorite brands with Upgrade Shopping
- No touch payments with contactless technology built in
- See if you qualify in seconds with no impact to your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Use your card anywhere Visa is accepted
- Relax knowing that you are protected in case of unauthorized transactions with Visa's Zero Liability Policy
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| Introductory APR: | N/A* |
| Introductory Period: | N/A |
| APR on Purchases: | 14.99% - 29.99% (fixed)* |
| Annual Fee: | $0* |
| Card Issuer: | Cross River Bank |
| Card Network: | VISA® |
| Card Category: | Consumer (Premium) |
| Card Type: | - EMV Chip - High Credit Limit - Low Interest Rate - Reward Card |
| Credit Needed: | Fair* |
See Upgrade Triple Cash Rewards Visa card application page for other features, benefits, and fees.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
| Reward Types: | - Auto Rewards - Cash Back Rewards - Healthcare Rewards - Home Purchase Rewards |
| Reward Unit: | Cash |
| Rewards: | - 3% unlimited cash back on Home, Auto, and Health - 1% on everything else - $200 bonus rewards |
| Expiration: | None* |
| Yearly Limit: | None* |
| Other Benefits: | *See Terms and Conditions for other benefits |
| Comments: | *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers. **Not available in DC, IA, WV, WI, GA, MA. |
| Credit Reporting: | Yes |
| Online Account Access: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | 14.99% - 29.99% (fixed)* |
| Annual Fee: | $0* |
| Grace Period: | N/A* |
| Min Credit Line: | $500 |
| Max Credit Line: | $50,000 |
| Late Payment Fee: | See Terms* |
| Balance Transfer: | No |
| Transfer Fee (%): | 5.00% |
| Opening Minimum: | $0.00 |
| Application Fee: | $0.00 |
| ATM Fee: | $0.00 |
| Additional Fees | Foreign Transaction Fee: Up to 3% Return Payment Fee: $0 Return Check Fee: $0 Late Payment Fee: May apply |
| Apply Now |
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* The information provided for Upgrade Triple Cash Rewards Visa® is believed to be accurate at the time of evaluation (Feb 21, 2025). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.
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