Card Review & Application
Extra Debit Card


- Debit that builds credit
- 2 Plans with 25% off
- No Deposit Required
- Earn Reward Points for Every Purchase
- Exclusive Access to the Extra Rewards Store
- Reports credit to Equifax and Experian
- Extra does not check your credit score
- Issued by Evolve Bank & Trust, FDIC-insured
Introductory APR: | N/A* |
Introductory Period: | |
APR on Purchases: | N/A * |
Annual Fee: | See Terms* |
Card Issuer: | Evolve Bank & Trust |
Card Network: | Mastercard® |
Card Category: | Consumer (Stored Value) |
Card Type: | - Building Credit - Card for Bad Credit - Debit Card - Digital Card - EMV Chip - Guaranteed Approval - No Credit / New to Credit - Rebuild Credit - Teen Debit - Reward Card |
Credit Needed: | Accepts All* |
The Extra Debit Mastercard provides a unique opportunity for individuals to boost their credit scores while also enjoying a wealth of other benefits. Unlike traditional cards, it does not require credit checks, eliminating the risk of negatively impacting your credit score.
A standout feature of this card is the ability to earn rewards on every purchase. From daily groceries to special occasion shopping, every purchase leads to reward points that can be redeemed for a wide variety of products.
Ultimately, the Extra Debit Card serves as more than just a payment method - it's a comprehensive financial tool designed to encourage financial responsibility while also offering a rewarding user experience.
See Extra Debit Mastercard terms and conditions for other card features, benefits, and fees.
The review prepared by CreditCardsCo™. Opinions expressed therein are solely those of the reviewer.
Rewards: | - Earn rewards for every dollar spent |
Other Benefits: | See website for other benefits |
Comments: | The Aligned Company d/b/a Extra ("Extra") is a technology company, not a bank. Banking services provided by and the Extra Mastercard Debit Card is issued by Evolve Bank & Trust, Member FDIC ("Issuing Bank"), pursuant to a license from Mastercard USA. Cardholders must be at least 18 years old and a citizen of the United States, or a permanent resident with a valid social security number (SSN) or ITIN. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who applies for an Extra Debit Card. Your eligibility for the Extra Debit Card is the decision of the Issuing Bank. |
Credit Reporting: | Yes |
Online Account Access: | Yes |
100% Guarantee Approval: | Yes |
Introductory APR: | N/A* |
Introductory Period: | * |
APR on Purchases: | N/A * |
Annual Fee: | See Terms* |
Grace Period: | N/A* |
Late Payment Fee: | N/A* |
Balance Transfer: | No |
Opening Minimum: | $10.00 |
Application Fee: | $0.00 |
ATM Fee: | $0.00 |
Additional Fees | Extra Credit Building: $149/year ($12.5/month) Rewards+Credit Building: $199/year ($16.58/month) Card Purchase Fee: $0.00 Card Activation Fee: $0.00 Account Registration Fee: $0.00 Automated Customer Service: $0.00 Live Agent Customer Service: $0.00 Bank Teller Withdrawal: $0.00 Inactivity Fee: $0.00 Close Card: $0.00 Replace Card: $0.00 POS PIN Debit Purchase (Int'l) - $0.00 POS PIN Debit Purchase - $0.00 POS PIN Purchase (Declined) - $0.00 POS SIG Purchase (Declined) - $0.00 POS Signature Purchase (Int'l) - $0.00 POS Signature Purchase - $0.00 |
|
You may also be interested in:
* The information provided for Extra Debit Card is believed to be accurate at the time of evaluation (Jan 1, 2024). We strongly advise visitors to review the terms and conditions to verify accuracy of the information and fees posted prior to applying for the product.