Featured Points Rewards Credit Card: Sofi World Elite Mastercard®

• 
• Rated: 3.5 out of 5
• Intro APR: N/A*
• Regular APR: 12.99% - 24.99% (V)*
• Annual Fee: $0*
• Review

- Get a $50 welcome bonus!
- No annual fee
- No foreign transaction fees
- Get 2x points (4% cashback) on all purchases and redeem your earned points straight into crypto
- Make 12 monthly on-time payments and get APR lowered by 1%
- Online prequalification will not impact your credit score
- Free spending and budgeting tools
- Complimentary cell phone insurance coverage up to $1,000
- Protect your personal information by detecting potential fraud
- Exclusive offers on ride-sharing, food delivery, online shopping, and more

* * *

Sofi Credit Card issued by The Bancorp Bank comes with no annual fee, unlimited 4% crypto back rewards, and online pre-qualification. Read more...

The following cards have point-based rewards programs for members to take advantage of. Card members can earn points as they purchase items in particular categories. A few point rewards cards award points on every purchase; most will award the more significant points to everyday expenses, usually gas, travel, groceries, and other essentials. Points earned will be used to redeem prizes varying across the different cards. Popular rewards include cash, free merchandise, discounted purchasing, and gift certificates. Some point reward programs will allow you to accumulate points over an extended period while others require that points earned be redeemed before a due date after which they expire. A yearly limit is a cap placed on points earnable. Card members who reach the annual limit are no longer eligible to earn points; in other cases, the yearly limit reduces the unit value of a point earned per $1 spent.