Credit Card Article

Benefits Of First PREMIER Bank MasterCard

September 15, 2013 by CreditCardsCo™

Forget prepaid credit cards. What about when you want to buy something right away and you don't have the cash? For that, you need a First PREMIER Bank MasterCard. You don't need perfect credit to apply and you can enjoy complementary benefits with the card all year long.

Features Of The MasterCard

It's important to understand all the features of the MasterCard. This way you can manage your money effectively. It also allows you to take advantage of everything being offered to you for being a cardholder. The features of the card include:

  • Online account management
  • 24/7 Customer service
  • Card personalization

The online account management is designed to simplify your life. You can log on at your convenience to find out account details. Wherever you have an internet connection, you can connect to your account. You will be issued a username and password which will provide you with a secure connection to the bank. Once logged on, you can find out your account balance, your available credit and a list of transactions you've made with the card.

Additionally, you can pay your bill online and contact customer service through the website. 24/7 customer service is provided to you. If you have a question or concern about your account, customer service representatives are standing by to assist you. You can reach them via a toll free number or through the bank's website. Here you can get your questions answered quickly, enabling you to take advantage of all the features the card has to offer you.

Personalize your card the way you want. You can choose the basic gold design with the bank's logo on it. You can also decide to make it your own by going on the bank website and uploading an image. The image can be a family photo, a photo from vacation or any other photo or image you wish to have on the card. It will then be imprinted on your credit card and sent out to you, offering you a custom card for your wallet.

Why Choose This Card

You need a good card for your wallet. A number of reasons exist of why you should choose this card in comparison to other cards offered throughout the country. Such reasons include:

  • Easy to apply for
  • Features MasterCard logo
  • Fraud protection
  • Reports to Credit Reporting Agencies

The card is easy to apply for. The application covers very basic personal information about yourself. The qualifications for receiving a card are that you are at least 18 years of age and you have a checking account. If you meet these 2 criteria, you are almost guaranteed a card. The card will arrive in the mail after being approved and paying the activation fee.

The MasterCard logo gives you a significant amount of buying power. The card is accepted all over the globe. Make purchases over the phone, at stores around the country, merchants online and even pay for gas at the pump with a credit card. If you ever need cash for a purchase, you can get a cash advance at any ATM machine around the globe. You can always buy what you need when and where you want to make a purchase because of having a MasterCard in your wallet.

There's also fraud protection on the card. If anyone gets a hold of your personal information and makes charges on your account, you are protected from them. The bank is constantly on patrol of your account, looking for any unusual activity. If you notice it first, contact the bank. They will remove the charges from your card. They will also issue you a new card with a new account number to be safe and secure.

When you have poor credit, it's important to get your credit score as high as possible. The benefit to this card, unlike prepaid cards, is that the details of your account are reported to the Credit Reporting Agencies on a monthly basis. This gives you the opportunity to make a difference in your credit score when you submit your payments on time every month.


You can be on your way to having a great credit card within minutes. The application covers basic information. You can find out if you've been approved within seconds. Then you have the power of First PREMIER Bank MasterCard at your fingertips.

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