Enjoy Premium Features With The Barclaycard Arrival World MasterCard Without Costs

The Barclaycard Arrival World MasterCard is a travel reward card that has no annual fee, but it has premium features with it that are typically associated with travel cards that have fees. In this case, cardholders are given a number of benefits that they can enjoy that start as soon as the account is opened.

Before the account can be opened, the application must be filled out. There is an important element of the application that is quite beneficial and that is the ability to list up to three cards you want to transfer balances from.

Because of the reasonable interest rate the Barclaycard Arrival World MasterCard has, it can be a beneficial card for balance transfers. If you have high interest credit cards that are costing you too much, then you can save money by eliminating those high interest rates. In addition, you save money on your travel costs in a number of ways. In fact, practically everyone saves money, especially during the introductory period in which the APR is well below its normal rate. It can be a reduced APR or a 0 percent APR, depending upon the promotion at the time.

Travel Benefits

It is important to note first that the benefits are not only extended to individuals who like to travel. Points are earned by making purchases and there are also bonus miles that are awarded if a specific amount of money is charged to the card within a certain amount of time.

Once the points are earned, they can be redeemed for gift cards, merchandise, and statement credit. If you do travel, then you can redeem your points for various parts of your travel. You can purchase your airline tickets, your hotel, rent a car, and much more.

One very unique benefit is the ability to book your travel without blackout dates, seat restrictions or airline restrictions. Another benefit is the fact you can receive 10 percent of your miles back. This means you use your miles for travel and get some of them back. Spend 25,000 miles and you will get 2,500 of them back in your account. This saves even more money on travel because, first, you do not have to use cash to book the trip or even your available credit. If you have enough miles, you can completely pay for the trip, otherwise you can pay for most of it, half of it, or part of it. Being able to redeem miles is very simple when you have somewhere you want to go.

In addition to these benefits, there are also no foreign transaction fees. This means you can travel to another country and not have to pay the standard 3 percent or more in foreign transaction fees per transaction. Instead, you are able to use your card the same way you do at home. There is no worry that you are spending a large portion of your balance just on foreign transaction fees. In fact, some card that impose this fee tend to not be used often on trips and this leads to the dangerous carrying of cash. In this case, you don’t need to carry much cash on you.

And if you need to be more organized on your trip, you can enjoy the complimentary TripIt Pro, which is a mobile travel organizer that you are subscribed to. It is your choice to keep it after the complimentary subscription period, but it can be a useful tool in helping you organize your itinerary and keeping matters in order so the trip moves as smoothly as possible.

Lastly, you can travel with ease. This ease comes with automatic travel accident insurance when you charge your travel to your card. You also receive funds to reimburse you in case your baggage is misdirected or delayed. If your trip is cancelled or interrupted, you have access to trip cancellation/interruption coverage. The last benefit is the 24-hour emergency assistance that is provided by MasterCard Global Service.

APR And Fees

The APR is an introductory rate and there are few fees. The introductory rate only applies to purchases. Cash advances and balance transfers have their own APRs, but they are not subject the introductory APR. Cash advances and balance transfers also have fees associated with them. The fees are a percentage of the transaction amount.

Another fee is the late payment fee. This goes hand-in-hand with what is called the penalty APR. The penalty APR is imposed when the payment is made late. It is higher than the regular APR and it may be imposed indefinitely. There may be the opportunity to have the rate return to normal after on-time payments are made, but this is up to the discretion of Barclays.

The only other fee is a returned payment fee. This fee is for when payments come back returned because of insufficient funds in the account the payment was made with or for another reason. It is possible for a returned payment to result in a late payment, but online account management can help you keep on top of your account so you can resolve the payment issue before it becomes a problem.

Account Management

As far as account management goes, it is very easy. First of all, you can access your account online anywhere where there is an Internet connection. You can view your account balance, available credit, miles balance, and much more. You can also make payments. If there is no Internet access nearby or you want another method to manage your account, you can also call customer service to answer your questions and handle any issues that you may have. It doesn't matter where you are in the world for you to receive the customer service that you deserve.

Conclusion

The Barclaycard Arrival World MasterCard is a travel rewards credit card that keeps the cardholder's needs in mind. From travel rewards and protections to shopping rewards and statement credits, the card has a little something for everyone, despite how much they travel.